Complaint Review: Consumer Portfolio Service - Irvine California
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- Author Confirmed
- Consumer Portfolio Service 19500 Jamboree Rd Irvine, California U.S.A.
- Phone: 909-835-6064
- Web:
- Category: Car Financing
Consumer Portfolio Service, Keith Smith Non professional and harrassing Irvine California
*Author of original report: UPDATE
*Consumer Comment: Good luck with the suit.
*Author of original report: Would Join You In a Suit.
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We have tried to work with this company to modify our car payment. Our financial situation has changed, and we are losing our home. This company continues to harrass us, our family and friends, and are not willing to assist in any way. I was originally told I could return the vehicle to be auctioned off, but then was told by Mr. Smith that he was determined to collect his money and did not want the vehicle back (which has been parked at an agreed location between us and CPS for almost a month and he refuses to pick it up). He told me that it was people like us that got this economy in this situation and he wanted his money and would get it. He also told me that our reasons for returning the vehicle were not good enough for him.
I recently sent a certified letter to the President, which has been received, but I have had no reply as of yet. Mr. Smith told me he is taking me to court and guaranteed me he would get his money from me.
Jacqueline
Louisa, Virginia
U.S.A.
This report was posted on Ripoff Report on 12/16/2008 12:07 PM and is a permanent record located here: https://www.ripoffreport.com/reports/consumer-portfolio-service/irvine-california-92618/consumer-portfolio-service-keith-smith-non-professional-and-harrassing-irvine-california-401960. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year. Ripoff Report has an exclusive license to this report. It may not be copied without the written permission of Ripoff Report. READ: Foreign websites steal our content
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#3 Author of original report
UPDATE
AUTHOR: Jacqueline spooner - (U.S.A.)
SUBMITTED: Wednesday, July 29, 2009
Situation resolved through Fair Debt Law.com
#2 Consumer Comment
Good luck with the suit.
AUTHOR: Flynrider - (U.S.A.)
SUBMITTED: Thursday, December 18, 2008
What makes you think that this company is under any obligation to modify your loan? You signed a contract to make payments of a specific amount on specific dates. If you don't do that (whatever your personal circumstances), it's your problem.
If you return the car, you will still be on the hook for the difference between what the car sells for at auction (usually not much), and the remaining balance on your contract. If you truly do not have any money, they may get a court judgement against you, but they won't necessarily get their money.
You suing them because they won't modify your loan is pretty farfetched.
#1 Author of original report
Would Join You In a Suit.
AUTHOR: Jacqueline spooner - (U.S.A.)
SUBMITTED: Wednesday, December 17, 2008
I would like to reach Alissa in CA to get in on a class action suit. This Company has got to be stopped.
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