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Report: #397239

Complaint Review: Consumer Portfolio Services, Inc. - Irvine California

  • Submitted:
  • Updated:
  • Reported By: forsyth Georgia
  • Author Confirmed What's this?
  • Why?
  • Consumer Portfolio Services, Inc. 19500 Jamboree Road Irvine, California U.S.A.

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Unfortunately i have been financed by cps, inc. the employees that work for them are throatcutters from hell, i am being punished and talk to like a DOG
just because i am a high credit risk. i had to file chapter 13 8 years ago, in 2007 our old ragged tahoe bit the dust so i went to five star chevrolet in warner robins georgia, well that dealership and cps are two peas in a pod ignorant unprofessional jacka**es.

i ended up with a 19.2% rate and in almost 2 years i have only paid $2000.00 on the entire loan. this company calls me at work, home cell 6-8 times a day. i was tempted to let the car be repoed however i was threatened that i would be made to complete the loan and have the car reliquished also. i am so stress out with what can be done with this company . i am willing to go for a class action , lets get together and bring them down make them get on the other end of the stick!!!!!!

Screwed and not even kissed
forsyth, Georgia
U.S.A.

This report was posted on Ripoff Report on 12/02/2008 09:26 PM and is a permanent record located here: https://www.ripoffreport.com/reports/consumer-portfolio-services-inc/irvine-california/consumer-portfolio-services-inc-blackballing-pirates-irvine-california-397239. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year. Ripoff Report has an exclusive license to this report. It may not be copied without the written permission of Ripoff Report. READ: Foreign websites steal our content

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REBUTTALS & REPLIES:
0Author
6Consumer
0Employee/Owner

#6 Consumer Suggestion

oh and AGAIN

AUTHOR: D K - (U.S.A.)

POSTED: Friday, February 20, 2009

I most certainly do not work for this company or know anyone who does... Unlike you, I just know what I am talking about.

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#5 Consumer Suggestion

Once again Kay gives out incorrect info

AUTHOR: D K - (U.S.A.)

POSTED: Friday, February 20, 2009

Kay- you sure are quick to call people idiots when YOU don't know what YOU are talking about...as you have been told.. The Fair Debt... does NOT apply to original creditors and since the OP Is obviously behind in their paymetns, the company has every right to call until concrete payment arrangements are set up. They would not be calling so many times if the OP would have just set up payment arrangements.

All you are doing is making yourself look like an "idiot" by calling others names, then giving out false and useless information. I suggest you stop.

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#4 Consumer Suggestion

Once again Kay gives out incorrect info

AUTHOR: D K - (U.S.A.)

POSTED: Friday, February 20, 2009

Kay- you sure are quick to call people idiots when YOU don't know what YOU are talking about...as you have been told.. The Fair Debt... does NOT apply to original creditors and since the OP Is obviously behind in their paymetns, the company has every right to call until concrete payment arrangements are set up. They would not be calling so many times if the OP would have just set up payment arrangements.

All you are doing is making yourself look like an "idiot" by calling others names, then giving out false and useless information. I suggest you stop.

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#3 Consumer Suggestion

Go to this website

AUTHOR: Kay - (U.S.A.)

POSTED: Friday, February 20, 2009

Don't listen to these two idiots. they obviously work for CPS.

Go to this website and find out just what your rights are, you have many.

http://www.ftc.gov/bcp/edu/pubs/consumer/credit/cre27.pdf

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#2 Consumer Comment

How have you been ripped off?

AUTHOR: Jim - (U.S.A.)

POSTED: Wednesday, December 03, 2008

I am assuming that if this company is calling you 6-8 times a day, then you are behind on your payments. I am sorry this situation is happening to you, but how have they ripped you off? Do you owe them the money? If the answer is yes, then they have the right to bother many times a day to try to collect. I realize it is very stressful and no fun, but what else are they supposed to do? I will agree that they have no right to degrade you in any way, but you have not been ripped off. In fact if you are not paying off the loan that you contractually agreed to, then you are ripping them off.

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#1 Consumer Comment

Questions.

AUTHOR: Robert - (U.S.A.)

POSTED: Wednesday, December 03, 2008

What would be the basis of your class action lawsuit? What law or regulation have the violated by granting you an auto loan at 19% APR?

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