Complaint Review: Countrywide Home Loans - Dallas Texas
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- Author Not Confirmed
- Countrywide Home Loans PTX-26 Box 67009 Dallas, Texas U.S.A.
- Phone: 800-669-6607
- Web:
- Category: Mortgage Companies
Countrywide Home Loan, Nationwide .. home loan hoodlums consumer rip offs
*0: This person doesn't seem to understand that Countrywide sells the
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In 1998 I took out a mortgage with Motorola Credit Union. They sold the loan to Countrywide Home Loan. In the spring of 2000 I sold my home in AZ and moved to VA.
I contacted Countrywide and asked them about a loan for my new home. They said yes, and that the credit report and appraisal would be free. Also the process would be hassle free and I just needed to contact them when I found a home and they would take care of the loan.
The process was not hassle free, I needed to provide as much documentation as any bank would require. They were asking for papers the day before the closing! I would have been better off to find my own lender in Va. I could have done better on the interest rate and had better service as well.
I closed on my home in May, 2000 and have not yet been refunded for the $300.00 appraisal fee that they charged me up front. Letters and phone calls have been unsuccessful. I will not give up the effort to collect my refund from these hoodlums.
This report was posted on Ripoff Report on 12/08/2000 12:00 AM and is a permanent record located here: https://www.ripoffreport.com/reports/countrywide-home-loans/dallas-texas-75267-0009/countrywide-home-loan-nationwide-home-loan-hoodlums-consumer-rip-offs-4007. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year. Ripoff Report has an exclusive license to this report. It may not be copied without the written permission of Ripoff Report. READ: Foreign websites steal our content
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#1 0
This person doesn't seem to understand that Countrywide sells the
AUTHOR: - ()
SUBMITTED: Friday, January 04, 2002
They filed the following rebuttal to the above Rip-Off Report:
Their email: johnnydoe@yahoo.com
Their name: John Doe
Their relationship to the company: Supporter
Rebuttal:
This person doesn't seem to understand that Countrywide sells the
underlying Mortgage to FNMA or FreddieMac or some other investor.
Countrywide makes its money by servicing the loan for the investor and the investor requires all of the documentation they were asking for. The investor doesn't care that the person used to be a Countrywide borrower so the experience should be more "hassle free". Besides, who would ever think that getting a home loan is EVER hassle free? Regarding the appraisal, check any settlement statement on any mortgage ever written and
under the heading "Costs paid by buyer" you will see that the buyer always pays for the appraisal and that this is not at all unusual.
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