Report: #338389

Complaint Review: Countrywide Home Loans - Simi Valley California

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Ripoff Report is Xcentric Ventures

Submitted: Mon, June 09, 2008
Updated: Mon, June 09, 2008
Reported By: — The Woodlands Texas

Countrywide Home Loans
1800 Tapo Canyon Road
Simi Valley, California
U.S.A.

Phone: 800-669-6607
Web:
Category: Mortgage Companies

Countrywide Home Loans Workout loan to help me lower my payments and prevent foreclosure adds $20,000 to my original mortgage. Simi Valley California

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In April of 2005 we purchased our home in Conroe Texas for approx $198,000. We had two mortgages, our first was for $166,000 and the second was approx, $29,000. Both mortgages were with New Century Mortgage in CA. In Oct of 2005 my loan was sold to Countrywide in Simi Valley, CA. Thre amount of the loan was approx. $165,000. After Hurricane Rita, being diagnosed with Cancer and a few other major setbacks in our family we missed sever payments in 2006. We asked for a hardship workout loan modification and not only did our mortgage go up over $20,000, but instead of our monthly payment going down to be more affordable to live each month it went up. Are they allowed to add $20,000 to your principal of your loan. I have a fixed 30 year morgage. I feel like I am being ripped off and would appreciate some help.

Thank you
Roberta
Conroe, Texas.

Disgruntledmortagee
The Woodlands, Texas
U.S.A.

This report was posted on Ripoff Report on 06/09/2008 08:07 AM and is a permanent record located here: https://www.ripoffreport.com/reports/countrywide-home-loans/simi-valley-california-93603/countrywide-home-loans-workout-loan-to-help-me-lower-my-payments-and-prevent-foreclosure-a-338389. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year. Ripoff Report has an exclusive license to this report. It may not be copied without the written permission of Ripoff Report. READ: Foreign websites steal our content

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