Complaint Review: Credit Acceptance Corp - Southfield Michigan
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- Author Not Confirmed
- Credit Acceptance Corp Southfield, Michigan USA
- Phone:
- Web:
- Category: Loans
Credit Acceptance Corp ripoff and its a scam Southfield Michigan
*Author of original report: for your information
*Consumer Comment: You must be joking..
Show customers why they should trust your business over your competitors...
I purchased a car a year and a half ago from Detroit Auto Center and I had to return it because I could;t afford it and now they are suing me for the rest of the money I owe so why now are they suing me
This report was posted on Ripoff Report on 09/24/2013 01:34 PM and is a permanent record located here: https://www.ripoffreport.com/reports/credit-acceptance-corp/southfield-michigan/credit-acceptance-corp-ripoff-and-its-a-scam-southfield-michigan-1086999. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year. Ripoff Report has an exclusive license to this report. It may not be copied without the written permission of Ripoff Report. READ: Foreign websites steal our content
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#2 Author of original report
for your information
AUTHOR: michele - ()
SUBMITTED: Wednesday, September 25, 2013
why are there alot complants against you then and for the bbb they gave you an f for so many complants
#1 Consumer Comment
You must be joking..
AUTHOR: Robert - ()
SUBMITTED: Tuesday, September 24, 2013
You are really going to ask on a public web site why you are getting sued.
Well okay on the off chance you are serious, the reason you are being sued is because you failed to pay on your loan. The reason they waited a year was because they gave you a year to make good on the legal promise you made.
You see the time to decide if you can afford a car is BEFORE you sign on the dotted line. Because once you sign..you are responsible for the payments regardless of if you can afford it or not. Whether they come and get the car or you turn it in, it is considred a reposession. By law they then must sell the car at auction, and at auction you are lucky if you get 1/3 to 1/2 of the value of the car. Now, this amount is deducted from the loan balance, but YOU are still responsible for any remaining balance.
If you fail to still make the payments on this balance they can turn you over to collections. If you still fail to make your payments they can, and as you have found out they will, file a suit against you. So what ever you do DO NOT miss this court date because if you do you will have a default judgement against you and the next thing you know you will have either your wages garnished or your bank account attached.
Oh and if you say.."well they never tried to collect"..that is 100% BS. If you read reports from other "Deadbeats" they apparently call and call and call to get them to pay. So are they lying?
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