credit acceptance corp bought a 2004 jeep grand cherrokee for 7995 ended up being 12995 left the lot had home for 3 days and engine started knocking brought to a jeep dealer tech said motor was no good have pics of valve p southfield, Michigan

These posts are cracking me up.  Post after post deadbeats have excuses of why they dont owe their debt and then when they are held accountable they become the victim and try to get sympathy by discrediting the debtor.  Ok, so what was your excuse for all the other people you did not pay prior to Credit Acceptance.  You obviously have excuses for everything or you wouldnt have had to borrow money from a subprime lender.   Bummer your car broke, but you have to take that up with the dealer, not the lender.  But... you already knew that, you just thought you could get away with walking away from it and continuing the lack of responsibliity.  Good luck with that in your future, you will continue to be the 'victim' and get no where in life. 

You see a vehicle you like ,Finance company says "Yes" to loaning you money,  you agree to the terms, sign the papers and drive off......
The vehicle blows its engine and the warranty company pays to fix it.....
Something else goes wrong with the vehicle so you get mad at the company that loaned you the money.........
Since you are mad at the finance company, you stop payment on the check you wrote to the repair shop..........

Where is the finance company at fault here? Where are you at fault here?