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Ripoff Report | Credit Acceptance Review - MI - Credit acceptance they
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Report: #1474810

Complaint Review: Credit Acceptance - MI

  • Submitted:
  • Updated:
  • Reported By: Danielle — Orlando United States
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  • Credit Acceptance MI United States

Credit Acceptance They over charged MI

*Consumer Comment: Why Are You Dealing With Them?

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I bought a used car in 2017. They charged me way too much in intrest. Every time I make a payment it charges me to use the pay by phone service. I still owe over $10000 on it. I am pissed that they are charging such a absurd amount of interest.

This report was posted on Ripoff Report on 03/06/2019 11:57 AM and is a permanent record located here: https://www.ripoffreport.com/reports/credit-acceptance/mi/credit-acceptance-they-over-charged-mi-1474810. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year. Ripoff Report has an exclusive license to this report. It may not be copied without the written permission of Ripoff Report. READ: Foreign websites steal our content

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#1 Consumer Comment

Why Are You Dealing With Them?

AUTHOR: The Dog - (United States)

POSTED: Thursday, March 07, 2019

 They aren't "over charging" you on interest, because that APR is what YOU agreed to pay. This is a subprime deadbeat lender and if YOU wouldn't have paid other creditors late, YOU would have qualified for a much lower APR bank loan. If YOU have made late payments to them, YOU caused EXTRA INTEREST to accrue. If you don't want to pay a fee for phone payments, then pay on the Internet or set up recurring payments where there usually is no fee. Of course, you will need to be sure you have the money available on the day of the recurring payment. Something tells me you won't like that option either. (Golly, I wonder why?). By the way, this is the time where you can write back saying, "you must work for them"!

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