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Ripoff Report | Credit Acceptance Review - Southfield, Michigan
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Report: #1472080

Complaint Review: Credit Acceptance - southfield Michigan

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  • Reported By: Melissa — CANTON United States
  • Author Not Confirmed What's this?
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  • Credit Acceptance 25505 west twelve mile road southfield, Michigan United States

Credit Acceptance Harassment, worst customer service team ever, frauds our consumer rights with the fair billing act Southfield Michigan

*Consumer Comment: Right...Sure

*Consumer Comment: Ummm

*Author of original report: Learn to read ....Stop assuming

*Consumer Comment: Looks Lije Another Whining Deadbeat!

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do not get a loan through these clowns. They start calling the day before your payment is even due, at 8am! regardless if it's sunday. Then call once an hour until you answer. Once you answer the phone (again the day before your payment is even due) you have to answer 50 questions on why you havent paid yet today! Huge scam, ridiculous rates, rude even hateful customer phone representatives...worst experience ever and this is my 20th car loan in life...wlorst experience ever!

This report was posted on Ripoff Report on 01/23/2019 06:56 PM and is a permanent record located here: https://www.ripoffreport.com/reports/credit-acceptance/southfield-michigan-48034/credit-acceptance-harassment-worst-customer-service-team-ever-frauds-our-consumer-rights-1472080. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year. Ripoff Report has an exclusive license to this report. It may not be copied without the written permission of Ripoff Report. READ: Foreign websites steal our content

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#4 Consumer Comment


AUTHOR: The Dog - (United States)

POSTED: Friday, January 25, 2019

 Now comes the embellishment! We've seen it all here before. You have a credit score of 999,999,999, own half of New York City and make more money than the GDP. You are just so generous you decided to give CAC a donation!

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#3 Consumer Comment


AUTHOR: Robert - (United States)

POSTED: Thursday, January 24, 2019

First off any issues with the rates is something that you should have considered before you agreed to the loan, afterwards it just becomes a case of Buyer's Remorse.

But somehow I don't think we are getting the full story here. Companies generally have enough issues trying to track down people that are truly delinquent. So one does have to wonder what your definition of "due" is and why are they so anxious to contact you. I would bet that you are actually not paying on your "due date", but perhaps trying to pay with their "grace period" or "penalty date" where you are paying it before you get assessed any late fees. If that is the case then you are still considered "late".

Also, one needs to wonder if this is your 20th loan, why are you still with a "Sub-Prime" lender? Obviously it isn't because you have a great recent payment history with those loans or other credit obligations you have.

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#2 Author of original report

Learn to read ....Stop assuming

AUTHOR: Melissa - (United States)

POSTED: Thursday, January 24, 2019

 If you could read youd see me state the day before the pmt was due..smh Also assuming only makes you like.. ....well you know what.. I have 5 car loans 4 with reputable lenders..but to get a 5th was hard even with owning 3 houses free and clear... ....and making substantial income with good credit... ..had i known what ...these lenders were i wouldn't never bought the car for my child... Thanks for your unrelated feedback...smh

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#1 Consumer Comment

Looks Lije Another Whining Deadbeat!

AUTHOR: The Dog - (United States)

POSTED: Thursday, January 24, 2019

 You wouldn't have ended up with this subprime lender if you wouldn't have screwed over other creditors! No banks with a lower APR would touch you, wouldn't they? Oh poor baby, their bill collectors are calling you?

Maybe you should pay on time! What is a scam is when you SERIAL DEADBEATS sign a contract promising to make on time payments then you fail to do that and of course, it's always somebody else's fault! Oh yes...now's the time to write back saying "you must work for them"! What a real piece of work!

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