CSG Solutions Promised to find 0% credit cards to replace higher interest cards in order to lower the total amount of credit card debt.

The CSG representative, John Hughes, knew all of my credit cards totals plus credit card numbers. He explained as a senior citizen I was not required to make high-interest payments from my SS or SSDI funds. I agreed, and asked if the service was free. The representative explained the fee was only a small percent of the total amount I owed to the Credit Card Companies. The fee started at $7,499. Then reduced it to $5,499. I refused. Finally, the cost became $3,499. I was still skeptical.

After additional calls from Ann Marie Grant, I realized it was a Scam. I changed all of my credit card accounts and refused to pay anything. Now I am getting threatening phone calls.