Complaint Review: Debt Recovery Solutions ,LLC - Westbury New York
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- Debt Recovery Solutions ,LLC 900 Merchants Concourse, Suite 106 Westbury, New York United States of America
- Phone:
- Web:
- Category: Collection Agency's
Debt Recovery Solutions ,LLC Lexis Nexis Document Solutions, Inc. Violated FCRA and FDCPA laws when trying to collect an alleged "zombie" debt. Westbury, New York
*Consumer Suggestion: Hey john.
*Consumer Comment: advise
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First of all, I did not realize there were this many complaints and individuals that have had their rights violated by Debt Recovery Solutions("bottom feeders" as Dave Ramsey refers to them). This is insane!
I started receiving phone calls from employees with Debt Recovery Solutions, LLC trying to collect an alleged debt from Sprint back in 1998. The people were rude on the phone and interrupted me several times to try and control the conversation. They make false claims and try to pressure you to pay. I received several phone calls over a period of time leaving messages in which they didn't identify whom they were representing and they pulled my credit report. With the help of a friend that has a background in collections and law we drafted and sent a Cease and Desist letter with an invoice for restitution for the FCRA and FDCPA violations they intentionally committed against my rights. I have also filed a small claims lawsuit against this company for their violations. I have had several phone conversations with Donald Schwartz (Co-owner) - none of them good. He is arrogant and abrasive and wholly convinced that his company has the right to take whatever means to collect their "alleged", purchased debts. He actually said that he pulled my credit report to get my "credit rating" - my response, "what for, you're not extending any credit". In the end he made it clear that I would not get a penny from him and it was not "my payday".
My initial intent wasn't to sue. But when these companies continue to violate consumers rights without recourse and actually think they are in the right doing so, then I think it is a consumer's duty to protect themselves to the fullest extent of the law. The lawsuit is still on and I have been contemplating hiring an attorney to see if there are grounds for a class action law suit against this company to put them out of business.
This report was posted on Ripoff Report on 02/12/2010 05:09 PM and is a permanent record located here: https://www.ripoffreport.com/reports/debt-recovery-solutions-llc/westbury-new-york-11590/debt-recovery-solutions-llc-lexis-nexis-document-solutions-inc-violated-fcra-and-fdcpa-568806. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year. Ripoff Report has an exclusive license to this report. It may not be copied without the written permission of Ripoff Report. READ: Foreign websites steal our content
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#2 Consumer Suggestion
Hey john.
AUTHOR: Robert - (USA)
SUBMITTED: Tuesday, February 16, 2010
What are you writing about with the inferrence to NY State law and telephone calls? NYS is a ONE PARTY CONSENT state, which means that if you are a party to the call, you do not need any concent of other parties to record the call.
HOWEVER, if the call crosses state lines, one would be wise to look up the germane law for the other state that is a party to the call.
#1 Consumer Comment
advise
AUTHOR: John - (U.S.A.)
SUBMITTED: Tuesday, February 16, 2010
Send the collection agency a letter via Certified Mail + Return Receipt (do NOT use regular mail) stating:
Per the Fair Debt Collection Practices Act, cease all communications with me about this alleged debt. Receipt of this letter is officially being time stamped via Certified Mail. I will pursue each subsequent phone call from your office with a $1,000 per incident penalty for Fair Debt Collection Practices Act violations
-----------------------------
To speed things up, fax this same letter to the collection agency. Free fax service at: (((Redacted)))
Next time they call, read the following statement:
Pursuant to NY state law, this is to inform you that this phone call is being recorded. If you do not consent to being recorded, you need to terminate this call. Pursuant to NY state law, continuation of this phone call after officially being informed that it is being recorded implies consent to be recorded. This recording will be used to pursue Fair Debt Collection Practice Act violations in a court of law.
CLICK here to see why Rip-off Report, as a matter of policy, deleted either a phone number, link or e-mail address from this Report.
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