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Report: #1124896

Complaint Review: Douglas Neeb - Fort Leavenworth Kansas

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  • Reported By: Douglas Deeb FCRA Violations — Littleton Colorado
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  • Douglas Neeb Fort Leavenworth, Kansas USA

Douglas Neeb Douglas M Neeb, Associate General Counsel, Armed Forces Bank, Academy Bank FCRA violations, providing attorney advise to a non client Fort Leavenworth Kansas

*Author of original report: more data

*General Comment: A couple of questions for you...

*Consumer Comment: Are you really trying to say....

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Mr. Douglas Deeb is the General Counsel for Academy Bank and Armed Forces Bank, both Dickinson Companies.  I have filed an Arbitration with Jams against the bank.

Mr. Deeb is in receipt of my Arbitration election regarding a deposit account at Academy Bank which Academy Bank is reporting negatively to the credit bureaus (for an amount of $49, on a secured account).

Mr. Deeb, who does not represent me, has provided me with incorrect advice regarding the Fair Credit Reporting Act.  Specifically, he states that banks simply cannot remove negative trade lines, which is false.  Any creditor can remove any tradeline it wishes.  There is no law requiring a creditor to report a negative trade line.  

I have settled some debts with banks which simply provide what is called an "AUD" form to the reporting agencies, who then in turn remove the negative trade line.

While a bank does not have to remove a negative trade line, it is false that some "law" requires creditors to report negatively whether of not an investigation has taken place.  Therefore, his advice to me that Academy Bank and Armed Forces Bank cannot under any circumstance remove a negative trade line is a bold lie.  Moreover, it is providing advise to a pro se litigant against all of the BAR rules against such advise.   He should have told me to inquire with an attorney.

Mr. Deeb will soon be receiving a Bar complaint from the Kansas Bar, where he is located.

I have tried in good faith to settle the dispute with Academy Bank with a response that is shocking, disgusting, and contrary to a bank who "serves" our Armed Forces and their families.   

This report was posted on Ripoff Report on 02/19/2014 04:18 PM and is a permanent record located here: https://www.ripoffreport.com/reports/douglas-neeb/fort-leavenworth-kansas/douglas-neeb-douglas-m-neeb-associate-general-counsel-armed-forces-bank-academy-bank-f-1124896. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year. Ripoff Report has an exclusive license to this report. It may not be copied without the written permission of Ripoff Report. READ: Foreign websites steal our content

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#3 Author of original report

more data

AUTHOR: Accountnowsucks - ()

POSTED: Wednesday, February 19, 2014

To provide more background for the cynical...the account was a deposit account.  The deposit paid the balance.  I paid the remainder of $49 although I disputed it.  The point is Mr. NEEB GAVE FALSE LEGAL ADVICE.

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#2 General Comment

A couple of questions for you...

AUTHOR: Striderq - ()

POSTED: Wednesday, February 19, 2014

Did Mr Deeb say why banks can not remove negative trade lines? You imply that he said it was against the law, however it may be a case of being against bank policy. If the account is negative and you owe them the money, why should they remove the account. As you stated, this is done after the account is settled, you pay the money owed. Sounds like you're trying to play semantics and I doubt it will work. (Kind of like you doing this report in such a way the Mr Deeb is reporting on himself.)

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#1 Consumer Comment

Are you really trying to say....

AUTHOR: Robert - ()

POSTED: Wednesday, February 19, 2014

 In reading this one thing appears to stand out.  You do not appear to be disputing the negative item, you are just upset that the bank is actually reporting it.

 Any creditor can remove any tradeline it wishes.  There is no law requiring a creditor to report a negative trade line.  

-   You are right there is no regulation that says they MUST report it, but there is also no regulation that says reporting it is illegal or wrong.  The only case that it would be a violation is if it is incorrect, you can prove it is incorrect and they fail to remove it.  However, NOTHING..NADA..in this report indicates that the negative item is invalid or incorrect in any way.

Perhaps you can enlighten us on the details of your "dispute".

Oh and by the way no I am not an attorney and in now way should you consider this legal advise...but here is another shock.  You don't need to be an attorney to be able to read between the lines and I bet the details you are leaving out are very interesting..and probably not in your favor.

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