Drive Time overcharging for vehicle Salem Virginia

Have you ever heard of interest? When you borrow money the lender charges interest. If you go to a car lot that specializes in bad credit, they charge a very high interest rate.

You can avoid paying interest by paying for the vehicle with cash. If you don't have the cash, then you borrow the money and pay over time if you need a vehicle. However, the lender you choose and the particular loan terms you select make a huge difference in your interest rate. Delibrately going to a subprime dealership automatically puts you at a disadvantage.

Why did you choose to go to a place with high interest rates?  The entire business model of a subprime dealership is to put you in a car at a high interest rate with frequent payments and to repo the vehicle when the payment isn't made on time.

Fortunately it appears you didn't sign the paperwork.

But where do you get the idea that anyone would loan you the funds to purchase a vehicle without interest?

That is not a realistic view of auto buying today. Even the zero interest loans for prime borrowers have the interest built into the price of the vehicle. Learn about financing and credit and qualifying before you attempt to purchase anything and you will be in better shape financially over the long run.

...if YOU wouldn't have destroyed your credit reputation, then you wouldn't have gone to a SUBPRIME dealership in the first place!  Instead, you would have gone to a new car dealership and obtained low APR bank financing.