Report: #92016

Complaint Review: Encore Financial Resources - Nationwide

  • Submitted:
  • Updated:
  • Reported By: Creswell Oregon
  • Encore Financial Resources www.encorefinancialresources.com Nationwide U.S.A.

Encore Financial Resources Scam Nationwide

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I received a phone call from a lady from Encore Financial Resources. She said that I had been approved for a credit card. I asked numerous questions, and everything seemed to be legitimate. I told her that I would think about the offer, and hung up. She called me a minimum of 4 times after this.

I finally agreed to the "terms". The lady gave me a password to the website, after giving her my bank account information. I was not able to log-on to the website for 2 days. When I finally logged on, I noticed that I had to pay a fee for whatever credit card I wanted, in addition to the $169.95 fee that Encore charged. I had previously been told that there was not a fee for any of the cards on the website (obviously before they had my account info).

To make a long story short, after looking on the internet, I saw that many people had been scammed by this company. I stopped payment on my check. Nobody has contacted me since then to find out what the problem is.

I received a letter in the mail today from CyberCollect, Inc. They say that they are a debt collector for Encore. They say that I now owe $189.95 ($169.95 + $20.00 service charge). They said I have been placed in a bad check-writer's database. I am also at risk of having an adverse credit notice placed on my credit report, and if I do not pay them immediately, my "account" will be turned over to an attorney.

I am going to fight this, but I know they will probably win. I just hope that I can help keep someone else from falling into this "trap"!

Creswell, Oregon

This report was posted on Ripoff Report on 05/18/2004 06:57 PM and is a permanent record located here: https://www.ripoffreport.com/reports/encore-financial-resources/nationwide/encore-financial-resources-scam-nationwide-92016. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year. Ripoff Report has an exclusive license to this report. It may not be copied without the written permission of Ripoff Report. READ: Foreign websites steal our content

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