Express Consolidation ripoff unfair So much for trying to get my debt under control Delray Beach Florida

I joined with the consolidation group last October, and since then, regardless of my sending them payments of $150 or more, the amount of debt reduced on my accounts went from $3,008 to $2,886. a total of $122. They were supposed to help re-age my accounts, lower interest rates, and be rid of late and overdraft fees.

Last April, they missed my payments to my accounts because of a banking error and therefore messed with my credit even worse. The credit cards require 3 months of on-time payments, and instead of reworking due-dates with the companies, they just paid after they got my money, so I was still accrueing the late charges and fees, and there is no likelihood that the credit cards will allow my accounts to re-age.

I have spent over $1,500 towards my credit debts, and I am only $122 to show for it. They have been chatging me $39 a month for their services and to top it off, they kept my first payment for themselves as a type os security deposit, since I am leaving their account early, they are going to keep the money and not return it to me. So much for trying to get my debt under control...

Jennifer
Long Beach, California
U.S.A.