EZ-Loans Gardy JaquetSkyler Jones I sent processing fee three times through western union to Gardy Jacquet. $1350.00 and never got the loan. Was told my middle name was incorrect on transactions. miami Florida

I was called by EZ-Loans and told I was told I had been approved for a 5000.00 dollars loan. I informed them that I only needed 3000.00 dollars.  I was told a loan for 3000 dollars over 15 months would be 220.00 dollars a month payment.  I was okay with this. Gardy then told me the condition is that I had to get insurance.  The insurance fee was 295.00 dollars. He said the best way to do this was through western union.  So I went to western union and wired 295.00 dollars to Gardy Jacquet in Florida.  I waited about 45 minutes for my loan.  Gardy then told me that because my income was low I needed to wire 453.00 dollars.  I was also told that I would get all this money back with the loan.  I was told this would be the last transaction and the loan was a done deal.  I wired 453.00 dollars to Gardy again.  Again I waited.  Gardy said everything was fine and transferred me to Skyler Jones.  Skyler said it was a go.  I would be receiving 3748.00 dollars.  Skyler then said I needed to transfer to IRS for release of funds.  The IRS department said my credit score was too low and I needed to make one more transaction.  I needed to bring up my credit score.  I needed to pay 625.00 dollars and this would bring my credit score up to 650, which is acceptable for a loan.  I was told with certainty this would be the last transaction.  I was also told that my credit score would stay at 650 for at least three months giving me time to better the score even more.  Gardy got back on the phone and had me drive to a different western union.  I then wired 625.00 dollars to Gardy again.  I waited for my loan.  Gardy told me I could not get the loan because I wired the money using my first and last name.  I did not include my middle name so the loan could not be released.  Skyler informed me the way to get the loan for absolute would be to wire 625.00 again, with my full name.  The IRS department said I also needed to wire 425.00 dollars because I have outstanding payments on my credit report.  This would be the absolute last transaction.  No more money to be wired after this one.  I would receive 5500.00 dollars which included the 3000.00 dollar original loan and all the tranaction money that I had wired.  I then realized this loan was never going to happen.  I decided to not send the final transaction money.  Gardy was upset and I told him I would be investigating the company and filing a complaint.  In total I lost 1373.00 dollars.  This was not money I could afford to lose.  This all happened on 8-20-13.  As of 8-21-13 they called me again and tried to do the same thing.  I have been called three times with the same offer. The company is a scam.