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Report: #377377

Complaint Review: FCNB - First Consumers National Bank - Portland Oregon

  • Submitted:
  • Updated:
  • Reported By: LAKELAND Florida
  • Author Confirmed What's this?
  • Why?
  • FCNB - First Consumers National Bank Portland, Oregon U.S.A.

FCNB - First Consumers National Bank & Any Company Who Purchased Their Acct For Collection There has got to be something wrong with assessing Overlimit fees on acct that is closed due to bankruptcy - emotionally distressing Portland Oregon

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At this moment I'm headed to court on 10/22/08, three wks from now for the collection company, Pollack & Rosen in Coral Gables, Fl for mediation on $1,044 {approx}. I was served by a process server today at my home. I had paid on this some years ago & before they went belly up & sold the acct I owed approx $626/656; I paid this with some of my income tx money. After that I didn't receive any statements from them, not even one acknowledgement that they had gotten the payment and how much was still due.

Let's just say responsibility goes both ways - FCNB to keep consistant communications - stmts, ltrs, etc as well as for me to call to let them know that I felt that I paid what I felt was right under the sitituation. I had communicated to their staff how I felt about being charged those overlimit fees when the institution had went bankrupt. It was a little a yr after I paid them that I was contacted about the balance now at approx a little over a $1000 due to both overlimit fees and late charges. I can understand late charges but overlimit because legally they can.

At the current time I'm unemployed & haven't worked since 12/07, my unemployment was denied some time ago.


This report was posted on Ripoff Report on 09/30/2008 02:17 PM and is a permanent record located here: The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year. Ripoff Report has an exclusive license to this report. It may not be copied without the written permission of Ripoff Report. READ: Foreign websites steal our content

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