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Report: #66745

Complaint Review: FCNB - Beaverton Oregon

  • Submitted:
  • Updated:
  • Reported By: Delhi New York
  • FCNB 9300 SW Gemini Drive Beaverton, Oregon U.S.A.

First Consumers National Bank ripoff Have no idea what happened to my money Beaverton Oregon

*Author of original report: Fairbanks did not have a prefected lien but tired to forclose

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Back in 1999 I opened a secured credit card account with FCNB. My account was closed out assuming that the money that was in the secured account covered what was owed on the credit card. I just received a collection notice for the same amount that should been in the secured account.

Last year I had written to FCNB concerned about the account knowing that there was a large sum of money in the secured account. Just wanted to know what transpired with the account To date I have not received any notice from FCNB other than the collection notice from Capital one.

Have no idea what happened to my money or my card but I would like to have my money back if they are going to turn me in collections. Can anyone help me to find out how I go about collecting my money back from my secured account?

Barbara
Delhi, New York
U.S.A.

This report was posted on Ripoff Report on 09/09/2003 05:45 PM and is a permanent record located here: https://www.ripoffreport.com/reports/fcnb/beaverton-oregon-97008/first-consumers-national-bank-ripoff-have-no-idea-what-happened-to-my-money-beaverton-oreg-66745. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year. Ripoff Report has an exclusive license to this report. It may not be copied without the written permission of Ripoff Report. READ: Foreign websites steal our content

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#1 Author of original report

Fairbanks did not have a prefected lien but tired to forclose

AUTHOR: Barbara - (U.S.A.)

POSTED: Sunday, October 19, 2003
long story. Refinanced several years back to re-establish my credit after becoming disabled. My mortgage was sold several times, the last time it was sold to Fairbanks Capital. Still on the books under original mortgage company. Had my home sold and out of the blue came a foreclosure? Lost the sale of the house filed Chapter 11 to safeguard my home. US Bankruptcy court declared that Fairbanks Capital did not have a prefected lien therefor bankruptcy was dismissed. Fairbanks used the original Mortgage companies name on the foreclosure. That kept Fairbanks out of the limelight thinking that no one ever would connect that company with Fairbanks. Now I find out the three mortgage companies work together on keeping high rate mortgages for the NYSE kind of like another Enrron deal. Before filing the bankruptcy I spoke in length with Fairbanks agreeing to a forbearance agreement in order to keep the sale of my house going. Forbearance was agreed but all of sudden the person I was speaking to was not longer available. Now just after the bankruptcy was dismissed I recieved a call from the loan servicing center on behalf of Fairbanks. Woman told me foreclosure sale is set for Nov. 7th. I informed the woman that Fairbanks does not even have a prefected lien How can it be possible to foreclosure when the bankruptcy court issued that order? I live out of the country and I am afraid that fairbanks is up to no good again. I was lucky the last time have no idea what they are capable of doing this time. Can anyone assist me?
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