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Report: #812844

Complaint Review: Fifth Third Bank - Internet

  • Submitted:
  • Updated:
  • Reported By: Anonymous — Cincinnati Ohio U.S.A.
  • Author Confirmed What's this?
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  • Fifth Third Bank Internet United States of America

Fifth Third Bank DO NOT Refi Vehicle through them EVER!!! Internet

*Consumer Comment: Just Look At The Dynamics Of This!

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I applied for a loan with Fifth Third Bank on November 1st. It took them 18 days to get back to me. Then another 10 days to approve the loan and my application was about to expire when she pressured me into agreeing to the loan, since I would have to go through the whole process again if I waited a few more days.

I requested an official list of the terms but they refused to provide it and the loan originator said there are no other fees - only 165 refinance and loan origination fee and your interest rate will be 3.75% with autopay. I went and signed the documents without reading through them since I believe the d**n *****. Turns out she lied! There is a prepayment penalty of anywhere between $150 to $500! I would have never signed up for the loan had I known there was a prepayment penalty! It pretty much deletes any benefit of the refinance!!!

Of course Fifth Third has my signature on one of the 100 pages they gave me and I supposedly agreed to it when nobody told me about it.

I will never for the rest of my life deal with Fifth Third. This loan gets paid off ASAP and I am closing all my accounts and never ever going back to them. They outright lied when I asked if there are any additional fees!

This report was posted on Ripoff Report on 12/22/2011 09:35 AM and is a permanent record located here: https://www.ripoffreport.com/reports/fifth-third-bank/internet/fifth-third-bank-do-not-refi-vehicle-through-them-ever-internet-812844. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year. Ripoff Report has an exclusive license to this report. It may not be copied without the written permission of Ripoff Report. READ: Foreign websites steal our content

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#1 Consumer Comment

Just Look At The Dynamics Of This!

AUTHOR: Jim - (USA)

POSTED: Friday, December 23, 2011

Direct quote:  "I went and signed the documents without reading them..."and then later the quote: "...had I known...".

This poster freely and openly admits to not reading anything and not knowing anything about the terms and conditions of this loan.  Yes, freely admits!  But as this continues, its all the fault of the bank...all the fault of the bank because the poster was stupid!  Incredible, isn't it? 

So Pal, you can cancel accounts, stomp your feet, pay the car off early and give them even more money in pre-payment fees and then stomp your feet some more.  You brought this on yourself by not reading what you were signing, period...end of story! 

Learn anything????

And no, I don't work for them.

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