Report: #23981

Complaint Review: First Capital Consumers Group - Buffalo New York

  • Submitted:
  • Updated:
  • Reported By: Austin TX
  • First Capital Consumers Group 229 Genesee St. Niagara Square Station Buffalo, New York U.S.A.

First Capital Consumer Group BIG RIP OFF!!! Buffalo NY

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I was contacted over the phone by this company on June 7th, and since I'd recently applied for a few cards, I felt like their offer over the phone was legitimate, and while I was hesitant at first, since $199 was a lot of money, the promised opportunity for a master card and a visa to help rebuild my credit seemed to be a good deal. They told me I could pick which date to have the funds debited from my account, and I chose a day a week in advance, as I was broke at the time they called, but I knew I would be getting some money within a few days. I was promised I'd recieve my cards "within 7 days of payment" when I was first contacted, and then as two weeks went by, with nothing showing up in the mailbox, I tried calling them back, and it took me all day to actually get through to speak to someone, and they gave me a rushed response that they didn't know why I had been told 7 days, as it normally took 7-14, and when I made it clear that this *was* day 14, I got a "well it can take 3-4 weeks, you should probably recieve it next week".. I felt really uneasy at this point, basically it was clear I felt I was being lied to, but I gave them the benefit of a doubt for another 5 days, at which point I tried calling again. This time, their voice mail was full, and I couldn't get through to anyone on the phone, probably because there wasn't anyone to talk to... I then did a web search, and found the whole thing to be a scam, at which point of course I filed to get my money back, and I am posting my experience here as well. I fell for this because I was desperate to try to get my credit back on track, but I failed to see the warning signs. Never, EVER give any financial information over the phone to someone who is soliciting you... it's too dangerous!! I mean seriously, even if I didn't get my money back I'm only out $200, but they could have ripped us all off for much, much more. As soon as my refund is in my account, I am closing that account!! Sarah Austin, Texas

This report was posted on Ripoff Report on 07/03/2002 11:37 PM and is a permanent record located here: https://www.ripoffreport.com/reports/first-capital-consumers-group/buffalo-new-york-14203-1511/first-capital-consumer-group-big-rip-off-buffalo-ny-23981. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year. Ripoff Report has an exclusive license to this report. It may not be copied without the written permission of Ripoff Report. READ: Foreign websites steal our content

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