First Financial Daniel SCAM

 Yesterday my phone kept ringing but they never left a message.  Today I answered and a person said that I was approved for a loan up to 10k without using my credit score.  So I said ok can you send me loan documents etc so I can look them over before I agree, I was told NO that I have to pay an INSURANCE fee first so I said ok how much.  They told me the fee was 240 for a 3k loan but as soon as I pay the 240 the 3k will be in my checking account within 30 minutes.  So I said ok so I can't get my loan documents until I pay the Insurance payment of 240?  The person then said no and put her manager on the phone Daniel.  So I asked Daniel can i get loan documents he said no I had to pay the insurance fee first so i said ok can I put on my Navy Federal ATM card he said NO we use Western Union or Money gram I said ok great I can do western unionline then he SAID NO We need cash no so use Money gram.  I said ok well I am a single mother of 4 bad divorce domestic violence and a disabled veteran I need my money so If I do this you are guaranteeing the loan in my account in an hour right?  He said Oh yes ma'am I said well I need loan documents so I can see what I am paying for  he said he can until I have the insurance payment through money gram.  HERES why I didn't do this because as much as I do need 3k I know you NEVER send money to get money but I wanted to see what kind of GAME they are/were playing.  They all had Indian accents from INDIA and the lady I spoke with sounded very uneasy about asking me to pay upfront.  I am very shocked and surprised this is still going on.  And if you go to first financial's website they have FBI link and a SCAM alert right on their webpage.  PLEASE DO NOT SEND THEM MONEY IT"S A SCAM.  Daniel is waiting for me to call him back from WAlMart because I said I had to think about it.  IF he calls me I will say I have reported them to the FBI