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Report: #526161

Complaint Review: First Merit Bank - canton Ohio

  • Submitted:
  • Updated:
  • Reported By: sox613 — CANTON Ohio United States of America
  • First Merit Bank 3000 whipple ave canton, Ohio United States of America
  • Phone: 3303273188
  • Web:
  • Category: Banks

First Merit Bank overdraft fees canton, Ohio

*General Comment: sox613

*Consumer Comment: Stop using your debit card

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I knew may account was running low, bills were due, And I finally get some money in a go to deposit it. make out my bills and pay some online. I was not watching my account that week. and 10 $28 dollar fees were taken out of my account because my account was on hold for 1 day after deposit. About a week after that I think I have about just made a 575 deposit, pay a thousand dollar house payment and there there is 276 in my account. When call the bank, .Because funds were not available.I asked why did the y put everything through, they said they knew the money was in the account there fore every one got paid and they made 28 dollars on each one. I Have had trouble with this bank before when a 4000+ deposit was completely lost and 5 day went on before they were able to fine it. I have had deposits lost when they were merging with citizens. I was always civil. Even when we had loss of work. I used about 3 years ago I did the same thing, Deposit my check, pay bills. they charged a very small percentage like 5 bucks or so and it was done. They NEVER disclosed the the game has changed. I feel that they are just taking advantage. If you are looking for a bank do no choose this one, the only reason i am still there is because of the age of the account. Here is the kicker, most of my deposits are from fortune 500 companies. I really feel there is no reason to hold funds anyway, If the check does go bad then I deserve the fees. Never has happened yet!


 


update items they overdrafted me on are compounding when debit cards are being batch out.  NEED HELP

This report was posted on Ripoff Report on 11/19/2009 10:56 PM and is a permanent record located here: https://www.ripoffreport.com/reports/first-merit-bank/canton-ohio-44708/first-merit-bank-overdraft-fees-canton-ohio-526161. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year. Ripoff Report has an exclusive license to this report. It may not be copied without the written permission of Ripoff Report. READ: Foreign websites steal our content

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#2 General Comment

sox613

AUTHOR: IamGood - (USA)

POSTED: Friday, November 20, 2009

Sox613, is it just me, or was i the only one who had a hard time understanding your post?


Your grammar was horrible, and you were rambling.  I think I know why you have such a hard time managing your account.  The way you wrote your post tells it all.


Next time let someone else write your post.


 

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#1 Consumer Comment

Stop using your debit card

AUTHOR: Stacey - (U.S.A.)

POSTED: Friday, November 20, 2009

Like is was a credit card!! Looking at your statement there are alot of debit purchases - Start keeping a check register, reconciling your monthly bank statement and stop spending money you do not have!

Start taking responsibility for your finances and then you will never overdraft

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