Report: #1062285

Complaint Review: First Premier Bank

  • Submitted: Wed, June 26, 2013
  • Updated: Wed, June 26, 2013
  • Reported By: Mo Yousef — Kirkland Washington
  • First Premier Bank

    Sioux Falls, South Dakota

First Premier Bank Even if you cancel the account , they will continue to charge you 14.50 a month as servicing fee until the balance is paid Sious Falls South Dakota

*Author of original report: This is not True.....

*UPDATE Employee: Response from First PREMIER Bank

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 This bank will charge you late fee even if you pay on time online, they will always delay the payemnt for the followign day.  So, if your payment is due tomorrow, you need to pay it online today.  Their rate is so high, the fees are so high and when I closed my account and continued to pay my balance on time, they were charging me 14.50 a month , every month for a fee they call Monthly Service Fee, this is in addition to the high interest rate they charge.  These people are worst than a loan shark and the sad part that the Government is allowing them to do it .  Don't do business with this bank, avoid this company at all cost.

This report was posted on Ripoff Report on 06/26/2013 12:07 PM and is a permanent record located here: The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year. Ripoff Report has an exclusive license to this report. It may not be copied without the written permission of Ripoff Report. READ: Foreign websites steal our content

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Updates & Rebuttals


#1 Author of original report

This is not True.....

AUTHOR: Mo Yousef - ()

 What's about the 14.95 monthly fee that you charge every month even if the account is closed and he payment are paid on time?  I have the statements to prove it.  Would you explain to the consumers why are you charging that amount in addition ot the high rate and yes, you do charge late fees when people pay on due time online.   Please explain the 14.95 a month fee ...??  This bank is nothing more than a licensed Loan Shark.  Avoid it at all cost.

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#2 UPDATE Employee

Response from First PREMIER Bank

AUTHOR: Julie at PREMIER Bankcard - ()

First PREMIER Bank specializes in offering credit cards to people with damaged or no credit and the annual percentage rate and fees are fully disclosed at the time of application.

Late Fees are assessed when a payment is not received by the due date. As indicated on the credit card statement, we must receive your payment on or before the due date indicated on the statement. Payments received before 5:00 p.m. Central Time are credited as of the date received.

If we can answer any questions about your account, please contact me directly at Be sure to include your name, address, and telephone number in your email. Thank you.

Julie Gilson
Directing Officer, Business Communications

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