Gateway Mortgage -Joe Hall POST OAK RIP OFF DISHONEST FALSE LOAN APPROVAL Houston, Texas

Interested in knowing if a GATEWAY Mortgage guy in Houston is also a GATEWAY Mortgage guy in VA?  There are some us in VA, SC, and VA that are also being scammed?

Jay,

The truth is we my wife and I did pay all our bills on time so please end the false untrue information. GMC meet us at Royce builder in Katy and we were upfront about our credit because of mistakes we made in the past which everyone had if they experience a job lost. The only thing asked have we ever been late on our mortgage and we never were late not once.

I opted to pay my mortgage instead of a CC, so that is why the creditors were not paid. If GMC could not get us an approval why would they give us a projected closing date after Thanksgiving. We were packed and told we would need a certain amount for closing. If there is no approval then how do you get those numbers be it $5K or $6K.

We call the office and the phone calls were screened and not answered. You pack up your house and the builder is also expecting answers and no one returns your call, you would call too. I have more important things to do with my time than to wait on someone who can not get the job done. I could care less what Corey's background is, the fact is what GM did is what collapsed the economy and how a lot of people got into the foreclosure situation.

This not happening is a good thing because we found another company and we were approved, closed, and moved in 3 months. If someone else could do it, why couldn't GMC, because there was a lack of urgency and committment. I have no ill wil toward GMC but just being upfront about your abilities would be encouraged for your reps who say "they can get the loan done". When you say that expect follow-up and questions.

This is just too good.  (I am going to copy and paste what the Gateway rep wrote so he doesn't try to weasel out and say he never wrote it later.)

After reviewing the reports filed by Roberta Bolden and Corey William I felt it would be in the best interest of Joe Hall and Gateway Mortgage Group to respond to each claim.

Roberta Bolden was informed in the very start of the lending process that her loan would be very difficult to complete. Mrs. Bolden had already been turned down by several lenders due to her extremely low credit scores. I went out to meet Mr. & Mrs. Bolden at a KB home site to review the opportunity to make a mortgage loan. After speaking with the builder's agent about the Bolden's situation we agreed to try and make the loan.

Please understand Roberta was not paying any of their creditor's on time and she wanted a new mortgage. Poor pay history will affect ones ability to acquire new credit. My processors worked very hard to complete the file on time.
It is impossible for my office to return 15 phone calls a day asking the same questions each time.

We also had the opportunity to speak with Richmond Homes about the Bolden's claim. . Richmond Homes indicated they had no intentions in testifying in court in the case of a declined loan. We have continued to do business with this builder.

I'm very sorry the Mrs. Bolden's did not appreciate our effort.
We really did work very hard to make her a home owner.

P.S.

We never gave Mrs. Bolden a Mortgage Approval.

The complaint from the former employee was due to a complete back ground check.

Corey Williams was released from gateway base on failure of criminal back ground check. He is current still unemployed.

After reviewing the reports filed by Roberta Bolden and Corey William I felt it would be in the best interest of Joe Hall and Gateway Mortgage Group to respond to each claim.

Roberta Bolden was informed in the very start of the lending process that her loan would be very difficult to complete. Mrs. Bolden had already been turned down by several lenders due to her extremely low credit scores. I went out to meet Mr. & Mrs. Bolden at a KB home site to review the opportunity to make a mortgage loan. After speaking with the builder's agent about the Bolden's situation we agreed to try and make the loan.

Please understand Roberta was not paying any of their creditor's on time and she wanted a new mortgage. Poor pay history will affect ones ability to acquire new credit. My processors worked very hard to complete the file on time.

It is impossible for my office to return 15 phone calls a day asking the same questions each time.

We also had the opportunity to speak with Richmond Homes about the Bolden's claim. Richmond Homes indicated they had no intentions in testifying in court in the case of a declined loan. We have continued to do business with this builder.

I'm very sorry the Mrs. Bolden's did not appreciate our effort.

We really did work very hard to make her a home owner.

P.S.

We never gave Mrs. Bolden a Mortgage Approval.

The complaint from the former employee was due to a complete back ground check.

Corey Williams was released from gateway base on failure of criminal back ground check. He is current still unemployed.

I am a former employee of Gateway Mortgage Group, LLC in Tulsa, OK.
I know more about this organization than I care to divulge, but, your comments about Joe Hall are quite specific, and not out of the norm.
Joe was a smooth-talker [read:snake-ish] in all of my dealings with him. He is all about him making $$ and not servicing the client. As a matter of fact, that's why he fits in so well with GMG, and why I didn't.
Good luck - contact ACORN for your justice.