PC RICHARDS/GE CAPITAL CON CARD CO

DEAR SIR:
PLEASE REF TO THE FOLLOWING I PURCHASED A REFRIGERATOR AND A
RANGE FROM PC RICHARDS ON 10/27/01-THEY GAVE ME 90 DAYS TO PAY THIS OFF INTEREST FREE-THE FIRST PAYMENT WAS DUE ON 12/07/01

I MAILED THE PAYMENT ON 11-24/01 THEY RECEIVE THE PAYMENT PRIOR TO DUE DATE.
I MAILED THE SECOND PAYMENT ON 12/24/01 THAT WAS DUE ON 1/7/02
I RECEIVED THE MONTHLY STATEMENT AND THERE WAS A LATE CHARGE FOR 35.00. I DO NOT KNOW WHY I WAS PENALIZED AS I KNOW THAT I MAILED IT ON TIME.I THINK THAT THEY HELD UP ON MY CHECK UNTIL AFTER THE DUE DATE AND THEN POSTED TO MY ACCOUNT.
FOR YOU REF MY ACCT # 6019-1703-0992-0525 I AM IN THE PROCESS OF GOING A LITTLE FURTHER ON THIS AS THIS AND OTHER COMPANIES E REQUIRE AN INVESTIGATION BY THERE STATE ATTORNEY AND MAYBE A SENATE INQUIRY-THIS IS POSSIBLE DUE TO THE FACT THEY ARE OUT OF MY STATE
PLEASE RESPOND TO THIS ENQUIRY AS I AM CONCERNED NOT ONLY FOR MYSELF BUT FOR OTHERS WHO MIGHT GET CAUGHT IN HIS SCAM-

MY NEXT ENQUIRY IS HOW DID OUR SENATE AND CONGRESS APPROVE THIS TYPE OF CHARGE -ITS LIKE PAYING INTEREST ON TOP OF INTEREST-IF WE ARE LATE WITH A PAYMENT THEY ARE GOING TO CHARGE US ON THAT OUTSTANDING BALANCE NOT ONLY DO WE GET ADDITIONAL INT ON THE OUTSTANDING BALANCE BUT ALSO WITH LATE CHARGE.
YOU MAY FORWARD THIS TO WHOM YOU MAY THINK WILL TAKE THE APPROPRIATE ACTIONS
PS I DO NOT HOLD PC RICHARDS RESPONSIBLE FOR THIS - I HOLD GE
CAPITAL CONS CARDCO RESPONSIBLE.

RESECTIVLY RAY SNYDER
STATON ISLAND NEW YORK