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Report: #1442803

Complaint Review: Geico Auto Insurance - Richardson Texas

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  • Reported By: wendy — arlington United States
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  • Geico Auto Insurance 2280 N GREENVILLE AVE Richardson, Texas United States

Geico Auto Insurance 2280 N GREENVILLE AVE RICHARDSON, TX 750824412 Geico insured impacted by vehicle at fault, Geico will not accept liability 100% Richardson Texas

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Geico is the most profitable auto insurance company there is period. Nasdaq refers to them as the insurance company with profits that are almost unbelievable. Warren Buffet #3 Forbes World Billionaire list, Berkshire Hataway Inc #3 most profitable company in the world. Warren Buffet is the major stock holder with Wells Fargo. Wells Fargo has been a tornado of fraudulent business practices in 2018 with Warren Buffet at the helm.  Warren Buffet convolutes Geico profits between financial statements of Berkshire Hataway Inc and Geico; however, never divulging the true profits. Why?

Geico profits sore over all other auto insurance companies by 45% to 75%. However, Warren reports all underwriting loses in every Berkshire Hataway Inc yearly financial statement.  The loses are so visible while the profits are never publicly reported.  All other major auto insurance company file them loses and profits in every yearly statement very clear and concise. The big Geico secrete?

Geico refuses to accept liability when their “elite” insured drivers hit an innocent victim causing property damage, lose of transportation, medical injuries, major delays in accepting liability and making settlements.  Geico collects but does not pay.  I am a third-party claimant who always thought liability was enough.  NOOOOOOOOOO!!!! With Geico’s deceptive, dishonest and fraudulent business practices and refusal to take responsible for what they are financially liable to pay EVERYONE IN TEXAS NEEDS FULL COVERAGE. I bought a Mini Cooper cash and if I ever get my Mini Cooper repaired I will carried full coverage.  I can never deal with Geico ever again.

My situation, I passed 2 northbound lanes a turning lane and 1 southbound lane when a man comes speeding out of an inclined drive and ran the front of his car straight into mine. Geico insured drove a light tan 2006 Toyota Camry. I was driving a BRIGHT RED and WHITE 2003 Mini Cooper only 38% of the Toyota’s weight.

Insured Geico driver: First, a 69-year-old man runs out of his vehicle, locks his keys in the car while he runs at me yelling it is your fault give me your insurance card. I called 911 at this point. Age 69 with aggressive anger is a symptom of dementia / Alzheimer’s Disease. Big time behavioral change he began to stock me with cold dark eyes. Operator 911 advised me to lock myself in my vehicle. The elderly gentlemen repeatedly blocked my path. I have my front-end laying all over the ground and he is convinced I am going to leave the scene of the accident. My vehicle was impaired, I was going nowhere.

One police officer was dispatched, when on scene a second police officer was dispatched, when on scene a third police officer was dispatched, when on scene a forth police officer was dispatched. Three police officers were on scene. The elderly gentleman uses the police officer’s cell phone, forgets it is not his phone and hide it away in his pocket.  Two fire fighters were dispatched to unlock his vehicle.  Additionally, the 69-year-old man was not wearing any glasses.

The Police report stated 4 officers dispatched, 3 officers on the scene, 2 fire fighters on scene. The Geico insured informed Geico that I was chemically intoxicated.  Geico states, the police officers as witnesses were of no importance, what they had to say was not important.  Geico stated they reached out to the police officers; however, I personally had the police officers contact Geico.

Too bad so sad for me. The vehicle’s value $5,300, Geico estimate $4,500 and totaled the vehicle, payoff to keep title $3,200 with only 50% liability making a payout of $1,600.  Who can get a BMW repaired for $1,600 which is only an insult.

Remember, taking the Geico Insured to small claims courts makes Geico move. Me personally will sue for $5,200 property lose keeping the title and $4,800 in emotional and mental pain and suffering which the State of Texas allows. I have a second vehicle and I’m not desperate.

Most crazy part is Geico is still insuring a man that displayed moderate to severe systems of dementia / Alzheimer’s Disease. One does not have to be intoxicated to be driving impaired.

This report was posted on Ripoff Report on 05/14/2018 09:41 AM and is a permanent record located here: The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year. Ripoff Report has an exclusive license to this report. It may not be copied without the written permission of Ripoff Report. READ: Foreign websites steal our content

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