Geico Geico Insurance Company is fraut with lies and deceit Ripoff Fredicksburg Virginia

1. It is not illegal to carry only liability on a car with a lien in any state - your auto finance company may require it, but it is not illegal
2. Your lienholder would have been notified that you no longer had full coverage (asuming you told GEICO you had a lienholder) and probably made you get cover through them as many finance companies do
3. All GEICO mail is certified by the USPS, so if you did not receive your mail it was handed over to the USPS who signed that they were taking custody of it when it left GEICO property and if you had aquired a letter from the post office stating it was their fault you did not receive your mail, GEICO may have considered backdating coverage....however
4. because you would have received a new policy contract every 6 months and you waited 2 years to notice you were carrying liability only - it seems to me the burden lies on you - if you had taken the time to READ YOUR POLICY every 6 MONTHS, you would have noticed what coverage you had

as a side note, did you ever notice your auto loan rate increase?? Usually if you do not provide proof of full coverage, the loan company will automatically add their insurance policy - which you pay interest on - to your loan.

However, setting that aside, didn't you notice the change in price? They quoted you one price, but you paid a substantially lower price. That alone should've told you something was amiss. But you didn't care, because you thought they made a mistake and you were getting a 'deal'. Well, now take all that money you saved and fix your SUV. Simple.

its not just geico that requires inspections! If it was done in your state then YES ITS LEGAL!! Some states it is wavied by state law but other states its not. If you dont agree with it, don't blame geico. blame your state insurance laws. it is the STATE that requires photo inspections not the insurance company. Also, the STATE is the one that says coverage issues must be sent by snail mail not email. so again, have a problem with it...take it to your state insurance commisioner