Geico: Yet another corporation full of deception, misleading advertising and not living up to what they say they stand for. I've been shafted - have you. So unfair, I'm not going to let up, they need San Diego, California

I am not particularly fond of insurance in general for several reasons. First, policyholders rarely read their policies and misinterpret what they read if they do. Policyholders blame the insurance company if their policy lapses even though they alone are responsible for paying and maintaining coverage. Geico has an easy enough website to facilitate this. And finally policyholders think their rights are violated just because the insurer launches an investigation prior to determining coverage.

When was Geico misleading? That is a serious accusation. If you had a case, you would report Geico to the state's insurance department whom would then investigate Geico as they are state regulated.

But dropping your deductibles (which raises your policy cost) right before you file a claim is suspicious even if your policy had not also lapsed. Any insurer considers that a red flag. And a lot of fraudulent claims are avoided that way whicb keeps everybody else's premium lower.

And as for the other items stolen, it is in any auto policy with any carrier that personal property is not covered by auto policies. That is what homeowners or renters policies are for. But again, you would have to pay attention to your policy, not allow it to lapse, and know what is covered and what isnt.

Poin is that it is all spelled out in your policy, including the insurance company's right to investigate a claim and question other people. It isnt as if they held a gun to anyone's head. It is not illegal to ask questions and nobody is forcing anhbody to answer if tbey do not want to.

Your policy is literally a contract. You accept the terms thereof by paying and can switch or cancel or just let it lapse at any time. As people often just let their policies lapse, as this is easier than calling to cancel when switching, the insurance company is not going to make a personal call to you to ask why. A letter is sent by mail. It is your responsibility to read all of your mail.

I have never worked for Geico, but I am a licensed insurance agent and I'd just like to tell you that your auto insurance company is not responsible for any items left in your vehicles. Nowhere in your policy is specified that your comprehensive or collision will cover ur personal property, it covers ONLY the vehicle. If you purchased another stereo and didn't insure it as special equipment then you r out of luck. A lot of ppl think that ins companies are supposed to cover everything, and just blame them without even being informed.

If you had a renters insurance policy or howeowners THEN you could file a claim for your personal property.

GEICO SUCKS POEM

GEICO SUCKS
They won't pay the claim
They make big cash
It's one big shame
GEICO SUCKS
It's what Kj said
They are owned by Berkshire
And Mr. Butthead
This poem is over
GEICO SUCKS
We need insurance
For our cars
And our trucks.

End.

Anyone can stay at this site and type in- GEICO, and read the Ripoff Reports from people all over America.

Thank You

Geico has taken a car accident on a car that worth under $3,000 and separated it into several claims; each estimate for repair on each claim is just under my deductible. This makes it so my car will cost me more than its worth to get fixed.
And Geico pays NOTHING.  The adjuster Chris Landry was rude and didnt listen when I informed him this was one accident.  I told him I hadspoken with a police officer and a CHP officer (who recreated accidents) and they agree this should be a single claim. Geico clearly is the worst insurances.  I am a 100% disabled veteran and this is how they treat people.  I have learned my lesson. Stay away if you are looking for coverage.  The insurance isn't worth the paper it is printed on.  They con you into full coverage on a car that isn't worth much and when you need to use it they find a way to not pay. I hope someone can learn from my hard knocks.

The acronym is HIPAA, not HIPPA .   Health Insurance Portability and Accountability Act

I hate to say it, but by doing things like you did will look suspicious to any company you go to. You would most likely have the same outcome with any other company. BUT, I do believe your timeline is accurate and should not have been the main factor in denying your claim. I would contact the Dept of Insurance in your state and see if they can have the insurance company look at the claim again. Get something from the liquor store showing the hours as well that is official. The previous poster is correct about the HIPPA regulation.
Good luck.

notify your states insurance commission ASAP with all the details.

Good luck.

With regards to your ripoff report, I would like to correct a statement you made.Your boyfriends therapist was incorrect when he said that the person at Geico who called asking about your boyfriend was in violation of HIPPA. 

The truth of the matter, is that HIPPA restricts the medical provider from disclosing information on a patient and not the caller.

Since the person at Geico knew who to call, it's obvious that they were told the name of the therapist.  But unless your boyfriend gave the therapist the right to discuss his case with others, the therapist would be the one in violation of HIPPA and not the caller.