Complaint Review: Global Financial - Georgie Georgia
- Global Financial They Said Georgia Georgie, Georgia U.S.A.
- Phone: 866-411-4466
- Web:
- Category: Credit & Debt Services
Global Financial ripoff Georgie Nationwide
*Consumer Comment: GLOBAL FINANCIAL SCAM IS BACK WITH A NEW NAME!!!
*Consumer Comment: I WAS LIED TO. SO I CALLED THE FEDERAL TRADE COMMISSION
*Consumer Comment: What about the no-call list?
*UPDATE Employee: I'm sorry if you were someone i may have scammed
*UPDATE Employee: An Employee of Global Financial
*UPDATE Employee: Pay as you get conned
*UPDATE Employee: Pay as you get conned
*UPDATE Employee: Pay as you get conned
*UPDATE Employee: Pay as you get conned
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try to pry away my $$ .....
This guy just called me the other day ...a man who called himself "Jacob Dusky" ...he told me they were going to send me a visa or a mastercard with a credit limit of $2500 ..and all these other gifts along with a package. ..he told me I didn't have to pay the fee til I got the card (something like $221 or around that), and then put it in my bank account and be able to pay it on the day it's due.
He gave me a phone # 1-866-411-4466 ..I told him sure you know, send it to me ...(because he said I didn't have to pay it until I got the card and get the $ out of the card to send back as my payment for the membership fee... Then I realized I shouldve checked on this internet to see if this was a real company, and my worst fears happened, I see all these reports and wondered to myself what did I do? I guess it was too late.
I tried calling back on November 21st, and a women picked up, I gave her my order # and she said it won't be on the system til Tuesday ...and then I hung up and called five minutes later ..a man named "Alex" picked up and I told him I wanted to cancel this ..I gave him the tracking/ order # and he said it wont be on the system to Monday ...so one said tuesday ..one said monday? ..
I dont get it? I'm trying to get this $ back before anything happens, hopefully it's not too late ..someone plese respond to me on what to do. I'm 19 and dont want this to happen, especially at a time when I'm trying to build a strong credit. Thanks for reading.
Brenden
Seattle, Washington
This report was posted on Ripoff Report on 11/21/2002 06:17 PM and is a permanent record located here: https://www.ripoffreport.com/reports/global-financial/georgie-georgia/global-financial-ripoff-georgie-nationwide-35931. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year. Ripoff Report has an exclusive license to this report. It may not be copied without the written permission of Ripoff Report. READ: Foreign websites steal our content
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#9 Consumer Comment
GLOBAL FINANCIAL SCAM IS BACK WITH A NEW NAME!!!
AUTHOR: TIM - (U.S.A.)
SUBMITTED: Friday, May 23, 2003
Hello PEOPLE BEWARE!!GLOBAL FINANCIAL HAS A NEW SKIN THEY ARE CALLING THEMSELVES CREDIT EDUCATORS!!!!!
SAME OFFERS $2,500 FOR $219.95!!!!CALLED MY NIEGHBOR TOO!CHEWED SOME BUTTS ON HER END(SHE SIGNED UP FOR GLOBAL LIKE MYSELF)WAS ALMOST SCAMMED GOT 90 DAYS PEOPLE TO DO A CANCELL ELECTRONIC CHECK(COSTS 10.00)
BETTER THAN THE FULL MONTY OF THE TUNE OF ALMOST $300.00 ALSO YOU CAN GET WHAT IS CALLED A ACH CHARGE BACK YOUR BANK HAS TO HONOR THIS (THIS IS FREE)
I DID THREE THINGS TO GET MY MONEY BACK FROM GLOBAL(WILL LET YOU KNOW IF IT WORKS STILL WAITING)
1.ACH CHARGE BACK.
2. CANCELL ELECTRONIC CHECK.
3.FAXEDFAXED MY BANK STATEMENT THE ORIGINAL CHECK MADE OUT TO GLOBAL FINANCIAL TO AMERICAN FINANCIL I BIEVVE WAS THE NAME AND ASKED IN WRITING FOR A REFUND
THE NUMBER FOR THERE IS>>>(1-480-785-2292 IS THERE FAX NUMBER........
SO HERE IS A NOTHER THOUGHT :) PEOPLE WHO WERE SCAMMED BY GLOBAL FINANCIAL(WHICH FROM THE AMERIAN CO.
TOLD ME THEY WENT OUT OF BIZ THIS PAST MONDAY)DIDNT STAY OPEN LONG YES??
GIVE ME A CALL AT MY HOME AND WE SHOULD FORM TOGETHER A LAWSUIT AGAINT THIS CORP. OF THIEVES.
THANKS FOR YOUR TIME AND READING THIS I HOPE IT MAY HELP SOME PEOPLE.

#8 Consumer Comment
I WAS LIED TO. SO I CALLED THE FEDERAL TRADE COMMISSION
AUTHOR: William - (U.S.A.)
SUBMITTED: Tuesday, May 13, 2003
Hi,
My name is William. On 12-28-02 I was contacted by GF and was offered the 2500.00 limit credit card. Oh yes I was never told that it was really a secured card. I authorized them to withdraw the funds from my checking account(BIG MISTAKE).
I was on a tight budget but with their assurance
of getting the card within 10 to 15 business days
I felt that I could replace the money I sent them
and pay my other bills. Well to make a long story short it is now 5-13-03 and still no card or my
refund check I asked for. So I called the F.T.C.
at 1-877-382-4357 and followed the menu to file a fraud complaint. They then told me that I had been scammed by GF.
I then asked what would they do, they told me
for a single person very little. But if a large
group was involved they might be able to get results. They assigned me a case tracking # 2929065.
So mabye if eough people call referencing my tracking number we may be able to make them(GF)
face justice.
Respectfully,

#7 Consumer Comment
What about the no-call list?
AUTHOR: Erica - (U.S.A.)
SUBMITTED: Monday, February 24, 2003
I happen to be on Missouri's no call list. I also used to be an office assistant for a telemarketing company that sold a similar package. So when I answered the phone and was greeted by a telemarketer, I was nice the first time. I told the kid good luck, and hung up. The very next day, a girl called me - in fact, I think her name was Angel...
I told her that I was on the no call list and she responded that she was in South Dakota and that she could still call me. I know that this is not true because 10 minutes later I called the Mo Attorney General to report GF, and they will now be fined for calling my number.
I'm curious about the no call list. WHY does GF still call? Why would they tell the telemarketers that they can still call??

#6 UPDATE Employee
Pay as you get conned
AUTHOR: Jennifer - (U.S.A.)
SUBMITTED: Wednesday, January 29, 2003
Hi. Thanks to Julie. who had enough balls to submit what she did. I just sent one of these and I used one curse word. I don't know if they'll post it or not so I'm here again. Like i said last time, everything Julie said is all true. We have a different National Verification line it is 1-800-246-8396.
When you call that number,a verifier, in the same building as you "account representative", will tell you to not ask any questions until the recording is over. What a crock that is. It's so they can lie to you after they have you on tape saying that you "understand you will be recieving only what they told you". Which may be different from what the person that called told you. It is partly your fault for not paying closer attention. But I won't say that someone didn't do their best to coerce you into the sale. Sometimes one will bonus $400 in a single week. I even met the man who is supposedly the owner of Global. I asked about their BS numbers and website. I didn't get a good answer. Unlike Julie, we no longer dial Bank One so I'm unable to switch projects.
Today I asked to be laid off until we got something else to do. I was given the death look and told "No, but you can quit." If I wasn't a single mother and part time student I would. I do have bills. I also have morals, and this flippen' Global crap makes my stomach hurt. I left early today with a stomach ache, maybe it's all in my head.
I'm sorry to all who may have been "ripped off". I hope you all learned that 'pay as you go' means something. Good luck in the future. And I think all creditors report monthly, don't believe everything you hear.

#5 UPDATE Employee
Pay as you get conned
AUTHOR: Jennifer - (U.S.A.)
SUBMITTED: Wednesday, January 29, 2003
Hi. Thanks to Julie. who had enough balls to submit what she did. I just sent one of these and I used one curse word. I don't know if they'll post it or not so I'm here again. Like i said last time, everything Julie said is all true. We have a different National Verification line it is 1-800-246-8396.
When you call that number,a verifier, in the same building as you "account representative", will tell you to not ask any questions until the recording is over. What a crock that is. It's so they can lie to you after they have you on tape saying that you "understand you will be recieving only what they told you". Which may be different from what the person that called told you. It is partly your fault for not paying closer attention. But I won't say that someone didn't do their best to coerce you into the sale. Sometimes one will bonus $400 in a single week. I even met the man who is supposedly the owner of Global. I asked about their BS numbers and website. I didn't get a good answer. Unlike Julie, we no longer dial Bank One so I'm unable to switch projects.
Today I asked to be laid off until we got something else to do. I was given the death look and told "No, but you can quit." If I wasn't a single mother and part time student I would. I do have bills. I also have morals, and this flippen' Global crap makes my stomach hurt. I left early today with a stomach ache, maybe it's all in my head.
I'm sorry to all who may have been "ripped off". I hope you all learned that 'pay as you go' means something. Good luck in the future. And I think all creditors report monthly, don't believe everything you hear.

#4 UPDATE Employee
Pay as you get conned
AUTHOR: Jennifer - (U.S.A.)
SUBMITTED: Wednesday, January 29, 2003
Hi. Thanks to Julie. who had enough balls to submit what she did. I just sent one of these and I used one curse word. I don't know if they'll post it or not so I'm here again. Like i said last time, everything Julie said is all true. We have a different National Verification line it is 1-800-246-8396.
When you call that number,a verifier, in the same building as you "account representative", will tell you to not ask any questions until the recording is over. What a crock that is. It's so they can lie to you after they have you on tape saying that you "understand you will be recieving only what they told you". Which may be different from what the person that called told you. It is partly your fault for not paying closer attention. But I won't say that someone didn't do their best to coerce you into the sale. Sometimes one will bonus $400 in a single week. I even met the man who is supposedly the owner of Global. I asked about their BS numbers and website. I didn't get a good answer. Unlike Julie, we no longer dial Bank One so I'm unable to switch projects.
Today I asked to be laid off until we got something else to do. I was given the death look and told "No, but you can quit." If I wasn't a single mother and part time student I would. I do have bills. I also have morals, and this flippen' Global crap makes my stomach hurt. I left early today with a stomach ache, maybe it's all in my head.
I'm sorry to all who may have been "ripped off". I hope you all learned that 'pay as you go' means something. Good luck in the future. And I think all creditors report monthly, don't believe everything you hear.

#3 UPDATE Employee
Pay as you get conned
AUTHOR: Jennifer - (U.S.A.)
SUBMITTED: Wednesday, January 29, 2003
Hi. Thanks to Julie. who had enough balls to submit what she did. I just sent one of these and I used one curse word. I don't know if they'll post it or not so I'm here again. Like i said last time, everything Julie said is all true. We have a different National Verification line it is 1-800-246-8396.
When you call that number,a verifier, in the same building as you "account representative", will tell you to not ask any questions until the recording is over. What a crock that is. It's so they can lie to you after they have you on tape saying that you "understand you will be recieving only what they told you". Which may be different from what the person that called told you. It is partly your fault for not paying closer attention. But I won't say that someone didn't do their best to coerce you into the sale. Sometimes one will bonus $400 in a single week. I even met the man who is supposedly the owner of Global. I asked about their BS numbers and website. I didn't get a good answer. Unlike Julie, we no longer dial Bank One so I'm unable to switch projects.
Today I asked to be laid off until we got something else to do. I was given the death look and told "No, but you can quit." If I wasn't a single mother and part time student I would. I do have bills. I also have morals, and this flippen' Global crap makes my stomach hurt. I left early today with a stomach ache, maybe it's all in my head.
I'm sorry to all who may have been "ripped off". I hope you all learned that 'pay as you go' means something. Good luck in the future. And I think all creditors report monthly, don't believe everything you hear.

#2 UPDATE Employee
I'm sorry if you were someone i may have scammed
AUTHOR: Jennifer - (U.S.A.)
SUBMITTED: Wednesday, January 29, 2003
If you'd read what Julie wrote you know most of what I'm here to say. Our verification number is different, it is 1-800-2468396.
I found out about this website today at work from some other wmployees. I left early with a stomach ache and here I am. We no longer dial Bank One in our center so I can't change projects. I can, they said, quit my job. Trust me, I would if I weren't a single mother and part-time student.
We used to be able to tell customers some crazy things on this project, they are starting to put a stop to that. We aren't exactly scamming or anything. If you recall a verifier saying to you to not ask any questions until the recording is over there is a reason.
In verification you are asked, "Now you do understand you will ONLY recieve what I told you today?" and you probably said yes. You were coerced into getting this membership and I'm sorry.
My supervisors say it's your fault for not paying more attention. That's somewhat true. I thought I once heard that coercement was illegal in some way, that's what we do, we coerce you into believing whatever will get us a sale. Some people have even bonused $400 in one week on this project. Not I, I don't do that well.
I met with the man who supposedly owns this company, he and some other men from Atlanta came to Minot. I asked them about their phone numbers that are always busy and their bullshit website (www.globalfinancial.cc). They didn't give me one straight answer.
I had a feeling this was a shady project from the start. Again I'm sorry for whatever I may have made anyone believe. And I want to thank Julie for speaking up. I wonder if this will get me fired?

#1 UPDATE Employee
An Employee of Global Financial
AUTHOR: Julie - (Canada)
SUBMITTED: Tuesday, January 07, 2003
I work for an outbound calling center. I'm a telemarketer. I work for a very large company that dials different projects. Currently we are dialing two projects: Bank One credit cards and Global Financial.
Smeone said that GF was on the list of rip offs at ripoffreport.com. So I thought I'd check it out. And I can't believe it.
I feel absolutely horrible. We are a respectable company and I can't believe that I have been forced to go beyond my morals and sell something that in turn is going to harm others. I feel horrible.
I guess I should have thought something about it before because we are not given a whole lot of information. Here is my script:
"Hi is (FIRST NAME ONLY) there? Hi this is Angel calling from Global Financial. I'm calling from our Membership Processing Center. I was looking here, and our records indicate that you filed an application for either a Visa of MasterCard. Now based on my information you will be recieving your Stored Value Vis or MC thats issued by a major bank within 18 business days of processing your account.
Now (First Name) to process your account today I simply need to verify my records are correct.
Are you still at (customers address)
And you are 18 years of age or older
Is your household income still more than
$1000/mth
Do you have a valid bank account? Checking or
savings?
Okay super! Now (FN) based on your information you will be receiving your Stored Value Visa or MC that has zero annual fees, zero interest rae and does not require a security deposit with a pay as you go limit of two thousand, five hundred dollars. Now (FN) as a member of Global Financial, you will also receive your membership benefits package. In that package your going to get things like:
The Global Financial Auto Leasing Program
Home loan financing options
A free cell phone offer
The credit building computer offer with
internet access
And a Free Satellite dish system with
professional installation.
A digital PC camera
100 rolls of free Kodak Film ($300 value)
Now (FN) like most major memberships, there is a one-time fee to join of $221.95. Now thats not due today, do not worry , but thats the only time you'll ever be charged anything for this card ever, because it is a lifetime membership. In addition for signing up today, I'm gonna give you:
A vacation for a 3 day/2 night stay at over 20
cities throughout US, Hawaii and Mexico.
Plus $500 in free grocery coupons!
Now (FN) for your convenience we have arranged for you to charge that membership fee through a bank-to-bank transfer when you want. You choose when we do that - its completely up to you.
Now how would you like your name to appear on this acct?
Whats your bank name and city?
Checking or savings?
Routing # (9 digits on bottom left of check)
Account # (next set of digits)
When would you like to set your draft date?
Now (FN) do you have a a pen and paper handy? Great! Now my name is Julie, ID number is 2982, I'm the representative handling your account, and our customer service hours are from 9-5 monday to friday EST. Now I need you to write down another phone number: 1-800-664-1315. What that is, is our National Verificaton Center. They are regulated by the government and it is the law that you speak with them. As soon as we hang up here I need you to call that number. What they are going to do is give you your tracking number - you need that number to both track your account as well as confirm your membership. I do have a verifier waiting right now and I'll transfer your information to them. They're waiting for your call, so can you repeat that number back to me? Great. Now if you call that verifier within the next 10 minutes, you will get $100 in free gasoline - that not a coupon its an actual cash rebate - but only if you call in. Thank you for your time."
If you noticed it said that its a Pay-As-You-Go Visa or MC. That means you have to put the money on the card to use it. We (apparently)send an ATM card that makes it simple to move funds from your account to your Visa or MC.
We sell this card in two ways - as a regular credit card and as a tool to help people who have bad credit. See what we were told, Global Financial goes back to the credit bureau once every single month rather than once every three months like other cards. So what other cards do for you in 3-4 years we do it in a year. What a lot of people don't realize is that when they tell you you have a limit of $2500. Thats exactly what it is - its not a CREDIT limit. You can only put $2500 onto your card at one time.
We aren't told very much about this program. We don't have the information of where we get our names (we're told from a research center), We don't know anything about the benefits - what kind of satellite, what brand of digital PC camera, where the vacation is (by the way its just a certificate not really a 'free' vacation)etc.
It makes my stomach turn and my palms sweat when I think I am ripping people off. I can't believe that my own employers would stoop me as well as all my other co-workers. We do have about 60 people each day dialing this. Its very unnerving. I can't quit my job but I am most definately not going to be working on this project ever again.
Global Financial
2625 Piedmont Rd, Suite 310
Atlanta, Georgia 30324
www.globalfinancial.com
1-404-260-7743


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