Global Solutions LLC Attempt to collect for non-payment of a nonexistent payday loan :-) chicago Illinois

Got a call from Mark Allen claiming to be from Global Solutions LLC based in Chicago. 

He said that he was notifying me of pending legal action (attempt to commit fraud etc.) for non-payment of a payday loan with interest for over 2 years, but that if I paid off a lesser amount then it would all be cleared immediately.  If not, then it would go to legal for prosecution in court.

The first clue that tipped me off this was a ripoff was that he asked to confirm the last 4 digits of my social (everyone has that) to id myself and the line had extremely poor echo cancellation (which he said was because the call was being recorded).

The second clue was that he was unable to tell me the website URL correctly and mis-stated several times until finally I found one that actually matched what he said it was, yet it is a project consulting firm but I played along anyway ;-).

The next clues were that he said the fictional payday loan was taken out on a date that couldn't possibly be accurate and using information that was well over 5 years old including an email address that hasn't been active in equally as long.  No payday loan company would ever have allowed any funds to be advanced using that information.

The last clue was that I check my credit report recently (I usually do it every 6 months) and there are no remarks about any bad debts...so after 2+ years something as bad as he made it sound surely would have shown for sure.

I must admit, he was very well versed in the language and the process, which leads me to believe that he knows the situation because he's been down the path himself ;-)

Once confronted with the severe amount of inaccuracy, he hastily ended the call warning that it's all going to legal.

Don't be afraid people ... It's just a scam! 

It's very likely the info that these people are using in the scam was originally hacked from an actual payday loan company without their knowledge (same type of thing was tried with the same info by an overseas crew about the same time when this fake payday loan apparently was taken out).  The other possibility was that a fake online application process(es) was used to capture some or all of the info to manufacture the data.

Reply with your experiences please!