HFC, HSBC Mortgage ripoff inacurate credit reporting Chicago illinois

Look at the Deed of Trust for the HFC loan. More than likely, you will find a forged Deed. This is what I found when I looked at mine. If it is not your signature, they cannot do anything. They actually "charged off" my mortgage with them. They know they cannot collect in any way on the loan.

This is also why 50 State Atty Generals sued them and why HFC pled GUILTY ON ALL COUNTS when it went to court. Do yourself a favor and get a copy of the deed that is registered in the Deed Vault.

Mine was forged by the Notary after the closing. She threw all of the correct paperwork in the trash and redid everything. The interest rate went up and it was turned into a simple interest loan instead of an amortized mortgage. The reason she did it is because HFC pays the closer off the back end of the loan.

The higher the rate, the bigger the paycheck. You do not need anything special to look for your Deed. All Vaults are the same. You can find every Deed you ever signed by using your name in the search book. Very simple way to find out if HFC gave you a "Grant" instead of a loan.

For all you experts out there who think I am wrong, HA! It's been over a year since I paid them anything. Before that last payment, it had been 6 months. I tried to be nice and asked them repeatedly to send me copies of the paperwork THEY had to no avail. They played their games and I beat them at it. My attorney is currently suing them for every penny plus some that I paid them for their fraudulent loan. Good luck.