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Report: #371679

Complaint Review: HomEq Servicing - North Highlands California

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  • Reported By: indianapolis Indiana
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  • HomEq Servicing 4837 Watt Ave North Highlands, California U.S.A.

HomEq Servicing Cannot verify where they have applied payments/overpayments North Highlands California

*Consumer Comment: We should talk....

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Has anyone else had a situation where they have either overpayed their payment and asked for the additional money to be applied to their principle or been told to pay a certain amount and then been told that HomeQ has no idea where the additional funds were applied?
We fell behind on payments, but were told the amount needed to make the past due up, including late fees, advances, etc. I paid said amount and now doing the math, I show that over a little over $1650.00 cannot be accounted for. Homeq has also admitted to not knowing exactly where the funds were applied and cannot explain why the online mortgage service is showing that EXACT amount being applied to thenext due payment. My account statement online shows that my next payment is $1650.00 less, due to this overage, but customer service is telling me that it is not showing this way in their computers. I have printed out my statement showing this credit, but do not know hwich amount to pay. They have a history of not applying additional funds and then writing them off as "advance fees" or "misc. fees". I cannot afford to let them do this again, but aslo cannot afford more unexplainable late or misc.charges. Any advice?

Mmatthews
indianapolis, Indiana
U.S.A.

This report was posted on Ripoff Report on 09/10/2008 01:17 PM and is a permanent record located here: https://www.ripoffreport.com/reports/homeq-servicing/north-highlands-california-95660/homeq-servicing-cannot-verify-where-they-have-applied-paymentsoverpayments-north-highland-371679. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year. Ripoff Report has an exclusive license to this report. It may not be copied without the written permission of Ripoff Report. READ: Foreign websites steal our content

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#1 Consumer Comment

We should talk....

AUTHOR: Robert S. - (U.S.A.)

POSTED: Monday, October 06, 2008

Our problems with HomEQ sound very similar and we should talk, I am in Indy as well and have recently posted here too. I am looking for individuals with problems of all sizes and scope with HomEQ to possibly ban together to file suit against them, of course being located in the same city would make it easier. I am not one to just sue anyone because I think there is a payday at the end of it all but this particular company and the things they are doing to people have caused me to dig deeper and they need to be stopped!

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