Complaint Review: HomeQ - California
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- Author Confirmed
- HomeQ HomeQ California U.S.A.
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- Category: Financial Services
HomeQ HomQ disHonest Los Angles California
*Consumer Suggestion: Your loan was general Mortgage practices, and is not exclusive to HomEq
*Consumer Suggestion: Your loan was general Mortgage practices, and is not exclusive to HomEq
*Consumer Suggestion: Your loan was general Mortgage practices, and is not exclusive to HomEq
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HomeQ took over my mortgage when I had ABC siding put on my house. It cost me 20,000 and they charged me 11% interest rate. I paid for 3 years but my principle did not go down in 3 years. They tried to charge me extra for house insurance and I already had my house insured by Allstate. So had to go around and around with them about that. But my main concern was that my principle never went down over 900 in 3 years.I still owed 19,100 dollars. I complained and complained to everyone I knew to complain too. But nothing was ever done. I finally paid them off in full. Took three years of saving to do that.
This happened about 5 years ago. And I see that they are still doing the same old scam.
(Nobody is going to do a thing to help us. Complaining does not help. The government doesn't give a crap and your representative doesn't give a crap and the regulators don't give a crap. I know I have been through it all. Now I am fighting High interest rates on credit cards. My wife's credit card is at 21.99 percent. And nobody gives a crap to help us. No government agency, no Better business Bureau, no congressman, no body. No body gives a d**n. We are on our own. Shoot a couple of this son of bitches and maybe they will wake up. Pissed off in Oregon.
Harold
Pendleton, Oregon
U.S.A.
This report was posted on Ripoff Report on 03/04/2009 11:05 PM and is a permanent record located here: https://www.ripoffreport.com/reports/homeq/california/homeq-homq-dishonest-los-angles-california-430950. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year. Ripoff Report has an exclusive license to this report. It may not be copied without the written permission of Ripoff Report. READ: Foreign websites steal our content
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#3 Consumer Suggestion
Your loan was general Mortgage practices, and is not exclusive to HomEq
AUTHOR: Cbay916 - (U.S.A.)
SUBMITTED: Wednesday, March 18, 2009
My advice for the future is to make sure you understand your mortgage prior to signing it. An interest rate at 11% amortizes the same, no matter where it originated. Below is an example of a 20-yr $20,000 loan at 11%
Year Interest Principal Balance
2009 $1,823.57 $240.81 $19,759.19
2010 $2,157.72 $319.53 $19,439.66
2011 $2,120.74 $356.51 $19,083.15
2012 $2,079.49 $397.76 $18,685.38
2013 $2,033.46 $443.79 $18,241.59
2014 $1,982.10 $495.15 $17,746.45
2015 $1,924.81 $552.45 $17,194.00
2016 $1,860.88 $616.37 $16,577.63
2017 $1,789.55 $687.70 $15,889.93
2018 $1,709.97 $767.28 $15,122.65
2019 $1,621.18 $856.07 $14,266.58
2020 $1,522.12 $955.13 $13,311.45
2021 $1,411.59 $1,065.66 $12,245.79
2022 $1,288.28 $1,188.97 $11,056.82
2023 $1,150.69 $1,326.56 $9,730.26
2024 $997.18 $1,480.07 $8,250.19
2025 $825.91 $1,651.34 $6,598.85
2026 $634.82 $1,842.43 $4,756.42
2027 $421.62 $2,055.64 $2,700.78
2028 $183.74 $2,293.51 $407.27
2029 $5.61 $407.27 $0.00
These are how ALL mortgages work for everyone, from good credit to bad.
#2 Consumer Suggestion
Your loan was general Mortgage practices, and is not exclusive to HomEq
AUTHOR: Cbay916 - (U.S.A.)
SUBMITTED: Wednesday, March 18, 2009
My advice for the future is to make sure you understand your mortgage prior to signing it. An interest rate at 11% amortizes the same, no matter where it originated. Below is an example of a 20-yr $20,000 loan at 11%
Year Interest Principal Balance
2009 $1,823.57 $240.81 $19,759.19
2010 $2,157.72 $319.53 $19,439.66
2011 $2,120.74 $356.51 $19,083.15
2012 $2,079.49 $397.76 $18,685.38
2013 $2,033.46 $443.79 $18,241.59
2014 $1,982.10 $495.15 $17,746.45
2015 $1,924.81 $552.45 $17,194.00
2016 $1,860.88 $616.37 $16,577.63
2017 $1,789.55 $687.70 $15,889.93
2018 $1,709.97 $767.28 $15,122.65
2019 $1,621.18 $856.07 $14,266.58
2020 $1,522.12 $955.13 $13,311.45
2021 $1,411.59 $1,065.66 $12,245.79
2022 $1,288.28 $1,188.97 $11,056.82
2023 $1,150.69 $1,326.56 $9,730.26
2024 $997.18 $1,480.07 $8,250.19
2025 $825.91 $1,651.34 $6,598.85
2026 $634.82 $1,842.43 $4,756.42
2027 $421.62 $2,055.64 $2,700.78
2028 $183.74 $2,293.51 $407.27
2029 $5.61 $407.27 $0.00
These are how ALL mortgages work for everyone, from good credit to bad.
#1 Consumer Suggestion
Your loan was general Mortgage practices, and is not exclusive to HomEq
AUTHOR: Cbay916 - (U.S.A.)
SUBMITTED: Wednesday, March 18, 2009
My advice for the future is to make sure you understand your mortgage prior to signing it. An interest rate at 11% amortizes the same, no matter where it originated. Below is an example of a 20-yr $20,000 loan at 11%
Year Interest Principal Balance
2009 $1,823.57 $240.81 $19,759.19
2010 $2,157.72 $319.53 $19,439.66
2011 $2,120.74 $356.51 $19,083.15
2012 $2,079.49 $397.76 $18,685.38
2013 $2,033.46 $443.79 $18,241.59
2014 $1,982.10 $495.15 $17,746.45
2015 $1,924.81 $552.45 $17,194.00
2016 $1,860.88 $616.37 $16,577.63
2017 $1,789.55 $687.70 $15,889.93
2018 $1,709.97 $767.28 $15,122.65
2019 $1,621.18 $856.07 $14,266.58
2020 $1,522.12 $955.13 $13,311.45
2021 $1,411.59 $1,065.66 $12,245.79
2022 $1,288.28 $1,188.97 $11,056.82
2023 $1,150.69 $1,326.56 $9,730.26
2024 $997.18 $1,480.07 $8,250.19
2025 $825.91 $1,651.34 $6,598.85
2026 $634.82 $1,842.43 $4,756.42
2027 $421.62 $2,055.64 $2,700.78
2028 $183.74 $2,293.51 $407.27
2029 $5.61 $407.27 $0.00
These are how ALL mortgages work for everyone, from good credit to bad.
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