lobel financial WOW! A company that lied ANAHEIM California

As the typical deadbeat you go into the "you don't know me", or "you don't know my situation".  A response that was 100% predictable and expected.

So here is the harsh reality. 

Your situation doesn't matter.  First off there is NOTHING in your loan agreement that said you only had to make payments when you could.  No, it said you had to make a payment for a certain amount at a specific time.  If you fail to do that it also had language in there that they could reposess the car.

You could have an 850 FICO score with 50 credit cards and 1 Million Dollars in credit.  It doesn't take away the FACT that you failed to pay them when you admit you had the money.  As I said a person who is trying to "make it right" and doesn't want to be a deadbeat would have paid them BEFORE it got reposessed. 

You like most deadbeats think that contracts are great...as long as you are allowed to change them at will.  You think they are great as long as they don't try to hold you to them.   Like other deadbeats you go into the typical shifting of the blame to make it sound like they are the "bad guys".

But in the end let me say it one more time.  You ADMITTED you had the money because you say you would have paid the repo man  the entire amount owed.  This was BEFORE you told the finance company you could pay them.  That makes you not only a "deadbeat" but a "liar"  as well.

Sorry if this is too rough for you.  But perhaps if you realize what you are doing you can start to act like an adult and take responsibility for your actions.  Which in the end will only make you stronger.

“Get this....and I am a risk because I don't make enough money.”

Get this… You are a risk because you have an unfavorable payment history.

 You were placed with a subprime deadbeat lender because you are very generous and would rather pay higher APR than at a bank. Right. That's it! Typical deadbeat wail and how it's all their fault!

 first off I am not a deadbeat. You don't know me and my situation And yes I thought they were rude the first time I talked to them. I don't have to seat here and explain anything to u. I know what happened and they were in the wrong. U don't have to like my report and that's ok! But u don't have to seat there and call me a deadbeat.

Once again we are subject to the typical "Deadbeat Mantra" of "They lied", "They are not honest", and the ever popular "They are rude".  Funny though how they were not a problem when they were the only creditor who would finance you for a car because you have failed to prove you can handle credit.

But while most "deadbeats" try to make the company sound as bad as possible and you the most honest person on Earth, you actually have proven why you are a "deadbeat".  The funny thing is you don't even know you you did this, so let me help you out.

First off, you will find that most companies become a bit "rude" when you fail to meet the legal obligation you made when they agreed to loan you several thousand dollars for a car on your promise that you would pay them back a certain amount each month.

You see you say you made arrangements to pay them on June 1st.  Yet amazingly though even though you claim you don't know how much you owe since you had to get that information from the repo company, you had enough money to pay them the back amount due before the first.  This is Deadbeat "101".  You see a person who was truly honest and trying to "make it right" does not have to be threatened with a Reposession.  Especially when they HAVE THE MONEY.

In the end this comes down to gambing, but instead of gambling with chips..you gambled with your car..AND LOST.

As for them wanting you to pay off the loan.  Guess what Einstein, you may be right you do make the same amount of money now as when you got the loan. But there is one difference...when you got the loan they were willing and gave you a chance figuirng you may be able to pay it.  However, since you are late enough for a resposession....well they no longer trust you and you don't get a "second chance" with them.  And if you think they were bad....just wait until you try to get another loan with a Reposession on your credit.

Oh and yes I do understand this is probably a bit rough, but sometimes reality isn't always all bubble gum and lollipops.  And no I do not now or have I ever worked for this or any other finance company..so don't bother going there.