Long Beach Acceptance rip-off Paramus New Jersey

I financed my car at 15000.00 dollars, I have made 34 payments(the term is 60 months), I calculate my payments made at 11,341.72, which leaves 3658.28, I was told by the finance corp that gave me the loan that my payoff balance was 7551.00. Can they tack on 4000.00 dollars worth of interest on my loan if I decided to pay off the balance now? Is there a way I can get around this?

Had I'd know that auto dealers are getting cutbacks for sending you to certain lenders, I probably would have declined on the loan. The manager at the auto dealer Potamkin on 11th ave,NYC told me my credit was so bad Long beach was the only one that would accept me at 16 percent interest. I found out months later my credit was good, through a Home buying program.Had I known then what I know now about my own credit report I would have not been caught out there.

Desiree
jamaica, New York
U.S.A.