Luminary Ripoff California

On 12/8 I received what my husband said was a trial sample of Luminary's skin and eye creams. He thought it might be good for my skin. I tried the products and my eyes swoll up. On 12/26 I cancelled the products but they charged me for 2 Ageless eye Revitalizer and 3 Ageless Moisturizers, which I have never received. I was told today, 1/4/18 that I missed my cancellation date, therefore they can charge me for the product and all sells are final, NO REFUNDS! There was nothing about that or the products in the original box I received. Nor was I told that we I cancelled the products. We live on social security and have very limited funds. Because of this company my bank account is overdrawn by $150.00! We don't get paid again until the end of January.