M And T Bank Charges four NSF charges In one Day ripoff Syracuse New York

I realize that there is probably very little I can do because admittedly this is ultimately my mistake, but I'm still unhappy about it.

I had been lax keeping up my checkbook total for a while, so I thought I would start trying to keep it again. I wrote down everything on my online account, and waited a couple days to make sure things cleared. I then spent money that I *thought* I had at a couple places, and then deposited what I *thought* the rest of the money was into my paypal account.

Well, my paypal account withdraw went through first, then all of a sudden (conveinetly on the day before I get a direct deposit into my account* two charges from the previous week, which I figured would have cleared by then, show up plus the chargest I had made since, creating a whopping 4 NSF charges in one day...$120 worth.

My direct deposit ended up paying for most of it, but to pay the rest off I'm resending the money I had sent to paypal BACK to my account so I'll at least have a positive account.

Knowing banks, they would probably have little to no pity about charging me $120 in fees in one day if I call, but I think its ridiculous, that I overcharge by a total of about $25, just spread over 4 transactions, and they charge me what amounts to a 500% fee on it. I know I overdrew, I'd be willing to pay a couple of $30 fees, but $120 is ridicuous. I am thinking about calling, though it will probably be futile. I'll prolly just have to absorb $120 lost dollars as much as I can.

Josh
13210, New York
U.S.A.