Complaint Review: Merchants' Credit Guide Co - Chicago Illinois
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- Author Confirmed
- Merchants' Credit Guide Co 223 W Jackson Blvd Chicago, Illinois U.S.A.
- Phone: 888-249-4134
- Web:
- Category: Collection Agency's
Merchants' Credit Guide Company Attempt to collect debt for a utility that does not provide service in this region Chicago Illinois
*Consumer Suggestion: Info for Sue and Ben re Merchant's Credit Guide Co..
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In March, 2006, my boyfriend received a letter in the mail from Merchants' attempting to collect a debt for Southwestern Bell, a telephone company that does not provide service in our region of the country.
I alway question everything before I pay and it's a good thing I did. My boyfriend called the company to find out the details for which the person on the other end of the phone "COULD NOT TELL HIM ANY DETAILS BECAUSE IT WAS CONFIDENTIAL". My boyfriend told him that if he could not provide information, than assume that the account was not his to stop sending letters.
He received another letter in the mail in May. How many collector's do you know that send notices every (2) months? And how come he has never called? I guess either he doesn't want his money that bad, or he's a slimy scam artist.
Sue & Ben
Hudson, MA
Suzanne
Hudson, Massachusetts
U.S.A.
This report was posted on Ripoff Report on 06/24/2006 09:50 PM and is a permanent record located here: https://www.ripoffreport.com/reports/merchants-credit-guide-co/chicago-illinois-60606/merchants-credit-guide-company-attempt-to-collect-debt-for-a-utility-that-does-not-provid-198000. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year. Ripoff Report has an exclusive license to this report. It may not be copied without the written permission of Ripoff Report. READ: Foreign websites steal our content
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#1 Consumer Suggestion
Info for Sue and Ben re Merchant's Credit Guide Co..
AUTHOR: Steve - (U.S.A.)
SUBMITTED: Sunday, June 25, 2006
Sue,
You hit it right on the head when you guessed they are "sleazy scam artists"!
MCG are junk debt buyers. They buy very old uncollectable debts for far less than a penny on the dollar in a large portfolio.
Here is the problem. A debt of that age often has little or no identifying info on the debtor.
Ben is unlucky enough to have a same or similar name to the actual debtor, and that debt is probably 15-25 years old!
Just send them a CEASE COMMUNICATION request as per your rights under the FDCPA which you can find on the FTC website. While there, be sure to file a complaint online for the illegal collection practices.
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