M&T Bank NSF Bank Fees Amherst New York

I feel that the individual that posted before me is incorrect! I have had the SAME issues with my bank. I transfered $500.00 from savings to checking, they screwed up my transfer and instead transfered from checking to savings, this bounced two payments of 310 and 500 when there would have been 1200 in the account. Then after that I transfered back $800 to cover bounced fees and the other payments which put account at around 1000. INSTANT WIRE TRANSFER from online banking. Closed the account out after two other payments cleared. Now, they denied credit card payment AFTER THEY TOOK THE MONEY. They also returned the other payment. Where did the money go? IF YOU BANK WITH M&T get your money out NOW!!! I Warn you! I waited too long and now I'm screwed.

"My direct deposits come in the same day checks are being presented against my account"

You are clearly writing checks and making purchases well before you have enough money to cover them if you think you have it "timed" properly with your direct deposit.

You can only do this after the deposit clears. Had you kept a register as you should, you'd see that you would have been negative when the purchases/checks were made. But you already know this, just got caught, and feel the need to blame the bank.