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Report: #156214

Complaint Review: National Magazine Exchange - Clearwater Florida

  • Submitted:
  • Updated:
  • Reported By: Lithonia Georgia
  • Author Confirmed What's this?
  • Why?
  • National Magazine Exchange 16120 US 19 NORTH Clearwater, Florida U.S.A.

National Magazine Exchange ripoff, extracting money from account, dishonest Clearwater Florida *EDitor's Suggestions on how to get your money back into your bank account!

*UPDATE EX-employee responds: The nature of Ethics

*UPDATE Employee: Ummm...

*UPDATE EX-employee responds: Busy Lizzie

*UPDATE Employee: Call Customer Service

*Consumer Suggestion: Nyeweh

*Consumer Suggestion: Nyeweh

*Consumer Suggestion: Nyeweh

*Consumer Suggestion: Nyeweh

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A few months ago I was contacted by a company saying that I have just won a sweeptakes of about some thousand amount of money. They inform me of all the benefits of this particular call. I was very suprise as to how they got my number little less my adress. Because a few days later I received a letter describing the entire sweeptakes to me and how I was to send about a sum of $250 worth of money so they could process my papers. The issuse with me is that english being my second language I was not really clear no what I have gotten myself in to.

A month went by I stared receiving magzines but never any information as to where they were coming from, nor did I get any bills for about two months when I got the first bill saying I need to pay an amount of about $169.00. I was very annoyed. I try to find a way of getting in touch with who ever it was to clarify me on what was going on but I could not find their number.

A week later I received an overdraft complane from my banking stating that a some of money was withdrawn from my account. Money started missing from my account without my understanding to a point that it left me bankcrupt and without no way of coming off it. Me being a student it was a really hard time. So if there is anybody out there going through what am going through please file a report or change your account number as soon as possible.

Nyeweh
Lithonia, Georgia
U.S.A.

EDitor's Suggestions on how to get your money back!

HERE IS WHAT RIP-OFF REPORT SUGGESTS YOU DO:

Go to your bank within 60 days of the charge, or as soon as you know about the charge, don't delay, and tell them that there has been fraudulent activity within your account. Explain that you wish to file a dispute, and demand that they assist you in accordance with Federal Regulation E.

According to the majority of victims interviewed by Rip-off Report, those who immediately called their banks to dispute the charges did not get very far. Many victims got the following responses from their banks: we could not do anything for you or you waited too long; it has been more than 60 days.

If the bank is says that you have waited too long, explain to them how you called their 800 number as soon as the charges were found, and were told by the bank that nothing could be done. Remind the bank that they failed to assist you properly at the 800 #, and instead, provided you with an inadequate explanation of your right to dispute. Tell the bank that it's their fault time has expired, and since they gave you the wrong info to begin with, they will just have to deal with it, take the loss and reverse the charges.

Tell them the truth; this was unauthorized and your account was NOT to be charged! Keep emphasizing how you never authorized anything! Direct them to the hundreds of victims reports that were filed on Rip-off Report.com. And if you're at the bank, walk them over to their computer and make them go to this site! If you are on the phone with them, tell them you will wait while they access this site! Either way, be persistent!

DO NOT TAKE NO FOR AN ANSWER!

Let them know nicely, that you were advised to Report them (the Bank) and this situation to the Banking Commission in your state. Since each state has a different name for the agency/controller over banks, find that name before you call or get to the bank so you can throw it in their face. The more knowledgeable you appear to be, the further you will get.

And just continue to demand the Federal Regulation E form! The bank CAN, MUST and WILL reverse the charge! But, you must be persistent; ask to speak to the supervisor or the area manager for all the branches in the state.

Let the bank personnel know you are meeting with the media later in the day, that you would much rather they do the right thing (as most other banks have) by looking at the complaints and immediately reversing the charge(s) to your account; no matter how long ago it was. Be sure to call the Media if necessary so you are telling the truth.

If you have to, be loud (but nice) in front of other customers. If you are just calling by phone, the above tactics should still work. The bank can easily fax or mail to you the Federal Regulation E dispute form.

CHARGES TO YOUR CREDIT CARD

If the charge was to your credit card (not debit card, check card, or checking account), contact the credit card company as soon as possible to request a dispute form. Consumers usually have a little longer to dispute fraudulent credit card charges (up to 6 months), but it is better to act right away. In this type of situation, credit card disputes are usually successful since fraudulent companies often won't contest the disputed charge. In rare cases, credit card companies will review disputes, but refuse to reverse the charges. If this occurs, complain to a manager and let them know you will be filing a report here.

Remember Don't let them get away with it! Make sure they make the Rip-off Report .. The more Reports filed on a Company or individual, the more likely it is that the authorities, media and attorneys will want to take action.

And good luck Let us know how you do!

ED Magedson Founder, Rip-off Report.com & Author of www.ripoffrevenge.com
EDitor@RipoffReport.com
badbusinessbureau.com
www.ripoffreport.com

Don't let them get away with it.
Make sure they make the Rip-off Report!

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WE are Civil and Human Rights Activists

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...by consumers, for consumers

CLICK HERE to read about Credit Card Scams... find out how to get your money back. *Rip-off Report Investigation provides valuable information.

Click here to read other Rip Off Reports on National Magazine Exchange

This report was posted on Ripoff Report on 09/07/2005 07:15 AM and is a permanent record located here: https://www.ripoffreport.com/reports/national-magazine-exchange/clearwater-florida-33758/national-magazine-exchange-ripoff-extracting-money-from-account-dishonest-clearwater-flo-156214. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year. Ripoff Report has an exclusive license to this report. It may not be copied without the written permission of Ripoff Report. READ: Foreign websites steal our content

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Updates & Rebuttals

REBUTTALS & REPLIES:
0Author
8Consumer
0Employee/Owner

#8 UPDATE EX-employee responds

The nature of Ethics

AUTHOR: Chuck - (U.S.A.)

POSTED: Sunday, September 25, 2005

William Shakespeare wrote "Where ignorance is bliss, tis folly to be wise..." Customer service Liz, is the department of last resort in any business, giving the best deals, payment spreads , etc. to save business and preserve profit. By your own admission, you have never worked anywhere else at SDP. Frankly, if the company operated the way you suggested, I would never have another word to say about it here or anywhere else. Unfortunately, if you attempted to engage your sense of morality and fairness in the sales department, your services would be terminated so quickly it would make your head spin. Not beat a "NO" sensless with their all powerful rebuttals ESPECILAAL the "Silver Bullet??!!", you are not SDP material child.

I have had a very long history with the company, beginning in 1991 and ending in 2003. I have worked as a TSR (later SSR then SSA), I knew Pat Haines (Romanow) and worked on her team, I worked as a verifier in both inbound, outbound on the test team and in one switch, (before they screwed that up). I know personally most of Senior Management including Bill Hood. So, excuse me Liz, if I claim to know a bit more about the company, its operations and its history than you.

I have watched SDP rot from the inside from once being an employee/family friendly company paying fair, decent wages and good benefits to what it is now, a $7.00 per hour boiler room, with no benefits and a "if you don't like it don't let the door hit you in the a*s on the way out" attitude. They routinely abuse their monitoring priviliges to profile employees they don't like. They promote incompentent buffoons into management, their only real qualifications being that they be first-class a*s kissers who will sell out their own morality if Bill Hood asks. They go out of their way to screw sales people out of their money with schedule adherance. People who suffered from chronic-life threatening illnesses such as cancer and heart desease where left twisting in the wind when they dropped their health insurance to save a few sheckels. It skates the very edges of legality with their customers and the public, , ignores TSR laws that they find inconvenient to the bottom line until they are caught and fined, and then cry persecution, ignorance and defamation when caught. If you are interedsted in their public atrocities, they are readily available on the web and well documented.

The "Code of Ethics"? A joke that they sanctimoniously preach , but do not employ internally. The will use it as an excuse to cull the rank and file. For example, its artful application can get you written up for not rebuttaling and badgering at the same time.

Liz, I have no reason to believe that your ethics and morality are not real. But, your blind loyalty to the Bill Hood's of the world encourage their less than noble practices. You cannot practice Ethics blindly. Familiarize yourself with the facts and the true practices of your employers. Better still, take your suggestions of how to make the company better (I personally like them) over to the Executive Offices on the second floor. Ask for Robert Moravek, SR VP of Sales with your resume and tell him that "Chuck DeNova says that you don't have the balls to hire me and you should trade your Harley in for a Honda if you don't."

See what happens.

Incidentally, Liz the question of the Texas Sweepstakes was not casual. Find out for yourself, then get back to me. Ethics?

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#7 UPDATE Employee

Ummm...

AUTHOR: Liz - (U.S.A.)

POSTED: Saturday, September 24, 2005

I don't really understand why you're attacking me just for defending my company. Not a single person in the company knows that I decided to reply, and frankly I would be embarassed if anyone knew since it seems pointless after seeing your reply.

I'm just a young (23) girl that came from the 2 years of CS at the Home Shopping Network and was extremely impressed by the code of ethics and a company that actually cares about the employees, and how the customers are treated. I'm not exactly into telemarketing, but I feel in love with the company policies and proceedures. I'm sure I will never know completely, everything that goes on. All I really do know is that I found a company that I actually care about enough to post a reply to disgruntled sweepstakes entry recievers, and even more so for a customer that's obviously in need, and risk more frustrating attacks from you.

I do not know the names of the individuals that have won any of the contests/sweepstakes. Unfortunately, no matter how many times I walk past the pictures I will never remember people's names. But if you'd like to write into NME and request a copy of the list, I'm sure they'd be happy to supply that.

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#6 UPDATE EX-employee responds

Busy Lizzie

AUTHOR: Chuck - (U.S.A.)

POSTED: Saturday, September 24, 2005

Check out the next several rebuttals from Liz, this is what I meant by spin doctoring. Hope you are getting a good bonus check for this Liz. Oh, of course, you just don't like seeing your company trashed needlessly, right? Riiiight. By the way Liz who DID win the $25,000. Texas sweepstakes?

Note to the general public, Texas law forbids awarding cash prizes greater than 25 Grand.

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#5 UPDATE Employee

Call Customer Service

AUTHOR: Liz - (U.S.A.)

POSTED: Thursday, September 22, 2005

As a Customer Service Representative at NME, I can honestly say that not only do we not intentionally take advantage of individuals who are not clear with the English langauge, but we do our best to avoid this very situation.

Unfortunately no employee has the right to challenge a customer services capability. I would be EXTREMELY offended if a representative said to me "Do you understand English enough to be placing this order?"

Please, simply give us a call. We're more than willing to help you out in your situation. It's what we're there for, and none of us wish to see any customer in distress.

Hopefully I'll be lucky enough to recieve your phone call and help you out!

If you ever find yourself in this type of situation again... for your own protection, don't give out your credit card number unless you know EXACTLY what you're authorizing. Our representatives have no time limit to spend with our customers, and I guarantee they'd be more than willing to go over the package as many times as needed to help you feel comfortable with the situation.

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#4 Consumer Suggestion

Nyeweh

AUTHOR: Joseph - (U.S.A.)

POSTED: Wednesday, September 07, 2005

Nice going their Nyeweh with that comment.

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#3 Consumer Suggestion

Nyeweh

AUTHOR: Joseph - (U.S.A.)

POSTED: Wednesday, September 07, 2005

Nice going their Nyeweh with that comment.

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#2 Consumer Suggestion

Nyeweh

AUTHOR: Joseph - (U.S.A.)

POSTED: Wednesday, September 07, 2005

Nice going their Nyeweh with that comment.

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#1 Consumer Suggestion

Nyeweh

AUTHOR: Joseph - (U.S.A.)

POSTED: Wednesday, September 07, 2005

Nice going their Nyeweh with that comment.

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