Nick Gottuso, Brian Linnekins, Affiliated Capital aka Modified Mortgage Solutions aka HCLC Home Credit Law Center, Home Care Law Center FRAUDULENT BUSINESS PRACTICES Santa Monica, California Nick Gottuso, Brian Linnekins, Affiliated Capital aka Modified Mortgage Solutions aka HCLC Home Credit Law Center, Home Care Law Center FRAUDULENT BUSINESS PRACTICES Santa Monica, California *Consumer Realtors : Nick Gottuso, Brian Linnekins, Affiliated Capital aka Modified Mortgage Solutions aka Nick Gottuso, Brian Linnekins, Affiliated Capital aka Modified Mortgage Solutions aka HCLC Internet

THIS GUY IS BAD NEWS!!! PLEASE READ AND PLEASE STAY AWAY! FRAUD, SCAMS!! EVERY BIT IS TRUE!

Nick Gottuso aka Affiliated Capital Corporation aka Modified Mortgage Solutions aka Brian Linnekins Attorney at Law, aka HCLC aka Home Credit Law Center aka Home Care Law Center are in the business of scamming both borrowers and re-sellers (affiliates) of their services out of money. He and his business partner Brian Linnekins who is an attorney are con men and rip off artists of the highest caliber. I was a re-seller for them unfortunately until I realized they never intended to service my clients or pay me my commissions for getting the checks in. If you're thinking about working with this company in any capacity stay as far away as you can. First off, as of October 11th it is illegal for any business or attorney to accept fees up front for loan modifications. They get around this by saying you are paying for a Forensic Review not a loan modification. You think an attorney would know better than this. They told me the way they were doing business was completely legal, but I recently found out from the Attorney General and the California State Bar that this is in fact not true. When it came time to pay my company its commissions, there was always a different excuse. On one occassion they tried to say my client's check bounced, but the client sent me proof that it went through. On another, they blamed it on lack of paperwork when the client clearly had sent in all necessary paperwork. The one commission check I did receive from them bounced and they refused to make it up. If they're bouncing checks to their re-sellers can you imagine what they're doing to the borrowers? If you are a victim of this company I advise you to contact the Attorney General for the State of California as he is making an example of those so called legal companies that are operating illegally.