Nick Gottuso, Brian Linnekins, Affiliated Capital aka Modified Mortgage Solutions aka HCLC Home Credit Law Center, Home Care Law Center FRAUDULENT BUSINESS PRACTICES Santa Monica, California

This posting makes repeated referenced to Nick Gottuso and his companies, then carelessly includes "aka" Home Credit Law Center and our attorneys.We make no comment on whether these claims are true with respect to Mr. Gottuso.However, we can unequivocally state that these are claims are absolutely false with respect to Home Credit Law Center and our attorneys.Please see this retraction posted right here in this RipOff Report forum:

http://www.ripoffreport.com/realtors/nick-gottuso-brian-l/nick-gottuso-brian-linnekins-befd9.htm

This should clarify the fact that the aka was not properly used in these postings and that Home Credit Law Center and our attorneys have always provided top quality service to our customers.We invite you to perform your own investigation of our abilities, customer service and track record.We know you will like what you find.

BEWARE!!

Nick Gottuso aka Affiliated Capital Corporation aka Modified Mortgage Solutions aka Brian Linnekins Attorney at Law, aka HCLC aka Home Credit Law Center aka Home Care Law Center are in the business of scamming both borrowers and re-sellers (affiliates) of their services out of money. He and his business partner Brian Linnekins who is an attorney are con men and rip off artists of the highest caliber. I was a re-seller for them unfortunately until I realized they never intended to service my clients or pay me my commissions for getting the checks in. If you're thinking about working with this company in any capacity stay as far away as you can. First off, as of October 11th it is illegal for any business or attorney to accept fees up front for loan modifications. They get around this by saying you are paying for a Forensic Review not a loan modification. You think an attorney would know better than this. They told me the way they were doing business was completely legal, but I recently found out from the Attorney General and the California State Bar that this is in fact not true. When it came time to pay my company its commissions, there was always a different excuse. On one occassion they tried to say my client's check bounced, but the client sent me proof that it went through. On another, they blamed it on lack of paperwork when the client clearly had sent in all necessary paperwork. The one commission check I did receive from them bounced and they refused to make it up. If they're bouncing checks to their re-sellers can you imagine what they're doing to the borrowers? If you are a victim of this company I advise you to contact the Attorney General for the State of California as he is making an example of those so called legal companies that are operating illegally. 

Dear LoanRus,

I am shocked by your malicious and inflammatory accusations. I challenge you to produce a single piece of evidence to support EVEN ONE of the claims that you have alleged against me or my company, Home Credit Law Center.

Even more to the point, your obvious weakness is demonstrated by your refusal to reveal your identity. The covert and devious manner in which you have chosen to attack me, a hard working man, is neither honorable nor courageous. It is sneaky and devious, and it is obvious that you are a desperate and angry person who has no real cause for action against me. So, I challenge you to defend your decision to post such DISHONEST and DEFAMATORY comments regarding me and my company.  However, to do so, you will need to stop hiding your identity. But I know that you will not do so. Why? Because:

1. I have never done business with you, nor LoansRus. Prove me wrong.

2. I have never entered into a contract or agreement with you, nor LoanRus. Prove me wrong.

3. I have always given the highest level of ethical service to every single client that I have ever had. Prove me wrong. (By the way, I can prove that I am right)

4. I have always been honest, ethical and responsible with every client, affiliate and partner that I have ever had, and I always pay all of my bills. Prove me wrong. (Again, I can prove that I am right)

LoanRus, you are a malicious coward and I intend to hold you accountable for your libel.

To my other readers, I ask you to keep an open mind. In this age of private postings, any emotionally unstable person can post any garbage that they chose without repercussions. Even if all of their claims are complete lies.

But I ask you to judge me on my own actions. Please Google my name, or any of my company names, and you will very quickly find the kind of person and businessman that I am. I hold to my highest standard of ethics, even in difficult times, and I always strive to be the best man that I can be in the eyes of myself, my family, my friends and my business associates.

To prove myself even further, I extend the offer to all of the readers to call me directly. My actual personal cell phone number is (310) 663-6362. I know that this might seem unusual to offer such private information on the internet, but I have nothing to hide.

Can the false accuser LoanRus say the same?

With Your Success in Mind,

Brian, lead attorney and president of Home Credit Law Center