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Ripoff Report | Orchard Bank Review - Beaverton, Oregon
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Report: #68743

Complaint Review: Orchard Bank - Beaverton Oregon

  • Submitted:
  • Updated:
  • Reported By: houston Texas
  • Author Confirmed What's this?
  • Why?
  • Orchard Bank 9400 Sw Beaverton Hills Beaverton, Oregon U.S.A.

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Orchard Bank has - without my consent - run a credit check on me for nearly every month for the past two years!!

Who do they think they are? I NEVER authorized and credit checks or applied for any credit with them!!

I WOULD NOT DO BUSINESS WITH THEM!!!

Carlrip
san antonio, Texas
U.S.A.

This report was posted on Ripoff Report on 10/10/2003 11:45 AM and is a permanent record located here: https://www.ripoffreport.com/reports/orchard-bank/beaverton-oregon-97005/orchard-bank-unauthorized-credit-checks-16-beaverton-oregon-68743. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year. Ripoff Report has an exclusive license to this report. It may not be copied without the written permission of Ripoff Report. READ: Foreign websites steal our content

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REBUTTALS & REPLIES:
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#2 Consumer Suggestion

OPT OUT ..Companies you already do business with can still hit your report

AUTHOR: Linda - (U.S.A.)

POSTED: Saturday, October 11, 2003

I believe the first step to stop these unwarranted checks on your credit is to Opt Out with all 4 CRAs. Companies you already do business with can still hit your report, but this stops the CRAs from giving out information to those that might want to offer you pre-approved offers, etc..

This is how you Opt Out: If you call one, you are opting-out with all 3. I am not sure, but I believe you are opting out with the 4th one.....the name escapes me at the moment.

Equifax
P.O. Box 740241
Atlanta, GA 30374-0241
Report fraud: Call (800) 525-6285
and write to address above

Order credit report: (800) 685-1111
Opt out of pre-approved offers of credit:
(1-888-567-8688)

The Big 3 Credit Bureaus now use the same telephone number--
(1-888-567-8688) or 1-888-5-OPTOUT.

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#1 Consumer Comment

Orchard aka.. Household is watching you!

AUTHOR: Scott - (U.S.A.)

POSTED: Friday, October 10, 2003

Perhaps the reason they are checking your Credit, as they do with Millions of Americans is because they would like to offer you a Line of Credit. These "Soft" Inquiries are permitted by law, and I don't see a problem unless they were pulling "Hard" Inquiries on you.

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