palm loan advances Fraudulent Activity on Checking Account Internet

This company fraudulently took money, $30.00, from my checking account.  I never applied to this company and they told me the money was for an application fee.  I demanded to have my money refunded because I never applied, nor was I looking for, a payday loan.  Payday loans are actually illegal in my state. 

The cust. serv. rep. and "manager" kept reading a script that I was pre-approved for a $100 loan and that the $30 would be offset in loan interest fees.  I informed them that I did NOT want a payday loan and that they were illegally conducting business with a resident of one of the states where it clearly notes on their website was not eligible to apply. 

I was then offered a $100 gas voucher to be emailed to me and was told that my $30 could not and would  not be refunded.  I wrote an email of complaint to their customer support, and cc'd the Attorney General of my home state and the Attorney General of Deleware where their headquarters are located.  Hopefully this issue can be resolved with the outcome being a refund of my $30.00