PLATINUM SERVICES I did not ok them to take out of my checking account $99.95. I called company and talked to Tara. Internet

I was trying to get a pay day loan.First Platinum pop up on my lap-top and said "Your approved". So I filled out the application. When I got to the bottom of the application it said there was a fee of $99.95 dollars. There was two buttons one said Accept and the other said Decline the offer. I hit Decline this offer. I do have all the paper work with me. So I called the phone number on the application and which is 1-800-972-8094 and was informed to go to the Police Dept. and file charges. I had called on 12/30/1210 and talk with a girl named Tara and she told me at that time that there was no record of the orderso don't worry about. Well I should have.