Complaint Review: PNC Bank - Indianapolis Indiana
- PNC Bank 7910 N. Michigan Rd. Indianapolis , Indiana USA
- Phone: 317-756-5220
- Web: http://www.pnc.com
- Category: Banks
PNC Bank PNC bank savings accounts not safe because of this branch Indianapolis Indiana
*Author of original report: Final Update
*Author of original report: Update: Sept. 20
*Author of original report: Update: Sept 19
*Author of original report: Update: Evening Tues., Sept. 17
*Author of original report: Update: Afternoon of Mon., Sept. 16
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On Monday, September 9, 2013, I logged into our PNC online banking account and noticed that an unauthorized teller withdrawal had been made from our savings account in the amount of $6,500.00 on Aug. 29, 2013. Unlike every other deposit and cash withdrawal, the signed ticket/receipt had not been scanned and posted online.
My husband immediately telephoned the bank and was informed that the withdrawal had been made from the PNC branch on Michigan Rd. in Indianapolis, IN. We live in northern Virginia. My husband had been within an hour or so from Washington D.C. for the entire 24 hours of August 29. It would have been physically impossible for my husband to have been in Indianapolis that day (or the day before or after.)
The bank's records said that HE had presented a driver's license with the correct DL#. However, upon further investigation, my husband discovered that the expiration on the fraudulent ID had been incorrect. His DL, which has never been lost or stolen, doesn't expire until January 6, 2017. The fraudulent license had an expiration date of January 15, 2016.
After numerous phone calls to the Indianapolis location, which is staffed completely with stereotypical affirmative action employees, my husband managed to obtain a faxed copy of the withdrawal slip. The signature was all wrong.
As of this morning, September 16, we have yet to see any video evidence of the transaction. Presumably, if the bank is telling the truth, someone entered the bank with a fake ID pretending to be my husband and made a withdrawal thanks to a teller who was a complete m0ron.
The only problem is that my husband's DL# is not written anywhere. He hasn't written a check in a long time, especially not a check with his DL# written on it. And even if he had, how would someone know we had a savings account with PNC? We switched completely to online banking ages ago and don't even receive savings account statements in the mail anymore.
It has been a week since we reported the problem to PNC's corporate office. They have yet to replace our money. On Monday, Sept 9, we withdrew the rest of our savings, and we plan to eventually deposit it in a small local bank. The scary thing about these large banks with numerous branches around the country is that all it takes is for an incompetent (or criminal) teller and the bank will literally hand thousands of dollars of your money to just anyone off the street...and you will have to fight and wait for recompense, if it ever comes.
This report was posted on Ripoff Report on 09/16/2013 05:07 AM and is a permanent record located here: https://www.ripoffreport.com/reports/pnc-bank/indianapolis-indiana/pnc-bank-pnc-bank-savings-accounts-not-safe-because-of-this-branch-indianapolis-indiana-1084791. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year. Ripoff Report has an exclusive license to this report. It may not be copied without the written permission of Ripoff Report. READ: Foreign websites steal our content
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#5 Author of original report
Final Update
AUTHOR: NLSG - ()
SUBMITTED: Tuesday, September 24, 2013
Late afternoon of Mon., Sept. 23, PNC replaced our $6500. Today my husband withdrew the money and closed the account...but not without hassle. At first, the local PNC branch he normally goes to said that he couldn't withdraw the funds because "fraudulent charges had been made on the account." Obviously he wasn't having any of that, so the bank workers called PNC corporate and got the green light to withdraw the money. But they refused to give him the money in cash. They said they could only give him a certified check. So, he took the check and then walked to the teller window and demanded they cash it. They said he would have to pay a fee because he had closed his account. He replied that he still had a checking account open with them and demanded they cash the check without charging a fee. They finally complied. What a nightmare. Worst bank ever.

#4 Author of original report
Update: Sept. 20
AUTHOR: NLSG - ()
SUBMITTED: Friday, September 20, 2013
Update: Morning Fri., Sept. 20
I was so ticked off by PNC dragging their feet, I went onto their Facebook page and commented about the situation and provided a link to one of the consumer complaint websites where I had described everything in detail. It is not clear what worked: the Facebook comment, the daily messages sent through the secure PNC online banking system, the appearance of this story on the Consumer Affairs website yesterday, or my husband's voicemail to Adrianne, but something rattled someone high up within the company yesterday afternoon because Charles Shearer from the Pittsburgh corporate office called my husband and gave him all the contact information for their investigator. Mr. Shearer apologized profusely and assured my husband that our money would be returned 3 - 5 days from the time we speak with the investigator (likely to make sure my husband and I are not being fraudulent.) So, we are going to fax a copy of the police report to her this morning.
Hopefully this will be resolved soon. I can't help but wonder, though, how this would have turned out if the victim had been an elderly man or woman who was not as technologically savvy and tenacious as we are.

#3 Author of original report
Update: Sept 19
AUTHOR: NLSG - ()
SUBMITTED: Thursday, September 19, 2013
Update: Afternoon of Thurs., Sept. 19

#2 Author of original report
Update: Evening Tues., Sept. 17
AUTHOR: NLSG - ()
SUBMITTED: Tuesday, September 17, 2013
Today my husband again called the PNC bank on Michigan Rd. where the theft took place. Manager Kendra Irving answered the phone. "Oh, it's you," she said when she realized who was calling. My husband asked Ms. Irving for any and all information regarding the fraudulent identification used in the Aug 29 transaction at her bank. She said, with a bad attitude, that she already gave the information to the corporate rep in charge of the case. The she said she would have to look the info up again and get back with him.
I then filed a police report with my local police department. The officer will be sending it to the fraud department who will likely forward the information to the Indianapolis police.
I can't help but feel like the branch manager is stonewalling and covering up for either a completely incompetent teller or a criminal one.

#1 Author of original report
Update: Afternoon of Mon., Sept. 16
AUTHOR: NLSG - ()
SUBMITTED: Monday, September 16, 2013
Currently working with a competent PNC corporate employee named Adrianne since Latasha Wlburn, the rep previously assigned to the case, left voicemail only once on my husband's cellphone last week but has otherwise been unreachable.
Apparently the Michigan Rd. branch is sticking to the story that my husband was the one who made the withdrawal. According to the new rep, the Michigan Rd. branch never filed an incident report despite numerous phone calls from my husband about the theft. So Adrianne has now filed a report today, and she has requested the images from the security camera. She is having the pictures faxed and mailed to us.
We have requested additional information such as whether or not the birthday on the fraudulent ID was correct and whether or not the teller asked for a second form of ID. Any time we have tried to make a large cash withdrawal from our local PNC branches, they have always asked for at least two forms of identification.


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