Portfolio Recovery Associates, LLC credit card opened with my info without my knowledge in 2005 friend stayed 1 week kicked him out never knew he had my purse with my personal info concord ca Virginia

I had a friend who needed a place to stay temporarily 1 week, he got my purse with my ss drivers lic etc opened a credit card on line,i recieved a call about a credit card i did not apply forafter he was told to leave, never seen or used a credit card, since 2005. never heard about this debt till 2014. i have bought a house 5 months ago, this debt was not on my credit to pay to buy this house. this alleged debt is not valid, the mortgage co would have seen this.This is a bogus debt to milk me for money i never spent let alone my signature on any purchase or on the original contract.

this is why it is fraud. attorney general needs to be involved, i never applied for or wanted a credit card, im a 61 yr old women i know better to live beyond my limits, my children and grand children. i worked at an er hospital, i am not responsible for this bogus debt 9 years ago, they are pressuring and stressing phone calls why did not this show up 6 years ago? or on my credit for those years? credit card debt law states @7 yrs eliminated, that company bought bad paper and is strong arming me, let alone harrasing me threating me, they also said quote we cant take you to court because the debt is past its limit. Why are threating me now?