Premium Advantage ripoff Fort Lee New Jersey

i applied for the usa platinum credit card. they told me that i would have to leave $300 in my account to verify that it would be in there in case i were to max the credit card out when i got it. i told the man that he could call back the following friday and i could maybe do it, because i didn't have the money in my account at that time. he did not call back, and took the money out, now my bank account is $300 negative, and the only thing they told me i could do is write a letter. i dont have time to write a letter and wait a week, because my bank is charging me overdraft fees.this company is a ripoff.

Lisa
harrisonburg, Virginia
U.S.A.