Premium Advantage ripoff fraud on credit cards offers Fort Lee New Jersey

a representative of that company call me on november 13th of 2004, saying i was approved for a "Master Card" credit card with a $3000.00 limit., cause i was aware of this kind of fraudulent offers, i ask several questions to the person over the phone, and he was credible at the time., WHAT A BIG MISTAKE!!!!!., without my authorization they charge my checking account $299.95., when i see this charge i inmediatly call their customer service number, and they explain to me that i will be reciving a package with the information and the paperwork for the credit cards in the next 19 days after the charge., it never happen.

To make a long story short., i did call my BANK and explain the situation., and they don't sound surprise at all., they reverse the transaction., and suggest to never again give that kind of info over the phone (account numbers, etc etc etc). I will really have to said i was lucky cause i don't let to much time between the charge and my complain to the Bank (i have to said thanks to you guys in Bad bussiness bureau for that).

My advice., call inmediatly your bank., and never again accept that kind of offers over the phone or online.,

Alejandro
dana point, California
U.S.A.