Premium Financial Training RIP OFF-INVADING PRIVACY-HUMILIATION. LIE AND SCAM UTAH Nationwide

With a good intention, on August 8 to august 10, 2014 my sister in law and I attended the 3 days seminar in San Jose Hilton. We were convinced to continue with the program and we signed the continual education agreement for $26K. At that time, I told the mentor that I could not pay the whole amount at once.  I do not have credit card to cover those whole amount and my sister in law told him that she was in the refinancing her place.

He agreed to take some of the amount ($5K) and we promised that we will pay the remaining after we apply and get our new credit cards. (They taught us to apply a lot of credit cards to cover this education cost of $26K)

But, later on we found out we were treated with no respect and now I am working to get the refund from Credit Card Company since the company told us that we can’t get the refund.  THIS IS RIPOFF !! One of the same attendee already paid $26K and he feels the same thing.  I WANT FULL REFUND OF $17K WHICH THAT AMOUNT I PAID SO FAR!!!!!

We understand that we signed the agreement with a good hope that this company will help us to success. The merchant has to KNOW and UNDERSTAND that they have to deliver their promise to help us success, act professionally, responsive and respectful. In my current situation, they just left us alone and made us struggle to find out the information by ourselves. They are not responsive and lack of responsibility.

I addressed my disappointment by not getting update information about the other classes or training, and also about the business that they taught us is not applicable in the current market. Instead of trying to help us, they commented that we didn’t work hard. I feel it is humiliation since I know myself that I already put my best effort and knowledge based on their teaching in the boot camp but they did not value our effort and made an easy judgment to put us down while they themselves do not give us sufficient support.  The fact, I found out later that the knowledge they shared in the bootcamp is not applicable anymore in this current market.

We made total payment of $17,000 and only attended 3 days boot camp which the information was given in the boot camp was not up-to-date with the current situation.  We discussed with several realtors and found out the calculation/the formula they gave us was not applicable in the current market, it may work 10 years ago since the market at that time was weak. THE INFORMATION WAS SHARED IN THE BOOTCAMP IS OLD.

About amonth after we signed the agreement, one customer service called asking for the balance payment to my sister in law since we have not made a full payment of $26K. I do not know what technology this company has, the customer service called my sister in law  using my phone number. When she saw my phone number, she picked up the phone. She was shocked because in the line was not me but the customer service who was so mean and rude. He called and asked the balance payment. At that time, she explained that her credit card is not ready yet but he said,” I don’t care but you have to make the payment now”.  He was so cold-hearted, mean, and rude. I never forget this incident because it is one of the actions that this company is acting unprofessional and invading my privacy.  The next day after I sent the email to complain the situation, one gentleman named Chad Olson, Senior Director of Financial Training wrote me an email, called left a message asking apology. I called him back and he promised to make it better and in return he will help us to get success. But after that, I never heard back from him. I called him several times but not response. 

I remembered clearly when they promoted their program, the presenter stated: “This is the ONLY marketing for training I offer to everyone, after signing up this program, we will not offer any other program but focus on helping you to get success”.  In fact, within two weeks after signing up,  we were called two times by the customer service and offered a new program they called “Inner circle”. The customer service was very persuasive. In one of the calls, I spoke with Greg, I told him, “No, I am not interested with your program.” As soon as I gave that answer, he was becoming aggressive and putting me down. He even said,  “You are not success because you do not have network which it can be provided with this program (the program he offers “Inner circle”)”.

I was thinking, we signed the initial program which is not cheap ($26K total) with good hope that we get a proper knowledge and network as they have promised.  I told him that we paid the program already and hoped somebody will guide and help us. We do not want to spend more money when our training is not fruitful yet. I questioned him and requested him if he can provide me some information, but he said “It is not my job to provide you the information; you can look it up online”. We paid $17,000 already but in returned we only get that nasty answer from customer service. After I questioned it why, he became furious and hang up on me.

In different time, we called and tried to find the information the customer service just say, “You can browse and google it online”. I am not expecting that answer for the amount of money we paid to the flipping company.

I am  as a customer have right to REQUEST FULL REFUND for the transaction when the merchant is not keeping their promised, invading my privacy, humiliating the customer and fail to deliver their promise to their customer. The damages we have absorbed are not little:

1. Invading my privacy that the company is using the technology to use my phone number to call my partner (my sister in law) to ask for the remaining balance
2. My credit score is damaged since I have to apply more than 3 credit cards to make the payment
3. The information was given is not current; they sell the old information and they humiliate our effort when we tried our best to make it happened.

The company promised us to provide:

1. 3 days boot camps,
2. 3 days investor summit in Vegas (including lodging for 2 people),
3. 2 days marketing camp,
4. 2 days wealth strategy camp,
5. 3 online training courses. 

BUT, we only get 3 days boot camp WITH OLD AND NOT UP TO DATE INFORMATION and one basic online training.  NEVER get information about the others. 

I am requesting a full refund of $17K from the Flipping Formula (Premium Financial Trainiing)