Providian Bank rip-off! Unlawful tactics, fraudulent acts! Pleasanton California

Providian Bank
PO Box 9076
Pleasanton, CA 94566-9076
August 15, 2004

Re: -0768 Credit Card Company Fraudulent Activity

TO WHOMEVER CARES;

I received your letter again by Alexis Shields with disgust and repudiation. Providian Bank has 80 additional claims against it! You can add another complaint (WWW) and I will let the WORLD know about you tactics, gambits and fraudulent acts. You may have suckered the American Consumer and Judicial System for now, but you will pay eventually. We also know that you conducted an illegal direct withdrawl from our bank account when a check was sent via mail. Shame on you, Alexis Shields for continuing your job with this corrupt organization you have continued to sponsor. We may ask that you be part of the class-action.

Cordially,

Pablo
ps take your $50 commission now, because it will cost you $5000!

January/2003

I've had Providian Visa since January/2003, I had two(2) bounce to find out it was because another Bank decided to change checking procedures and codes. Upon this verification I immediately responded by paying back original checks amount and more. I received in January/2004 notice of no more account and when calling Customer Service they stated they would check and see if they'd re-open since then I have recieved two(2) NSF, two(2) late fees, over the limit fee and processing fee.

I cannot believe that I have had to pay every last cent back to this company and still no re-newal or assistance to review. Additionally, I have a complaint against Providian Bank which seems to have caused my credit to be ruined and credit score to have dropped. Providian insists that their excessive fees are not the cause of the over-the-limit, that has closed my account, inccurred in additional fees and has left me with a balance to pay and no credit possibilities. It seems very Un-American the 80+ other cases showing this Company CANNOT be trusted with our business, our credit nor our patronage and should be fined to the extent of putting them out-of-business SHAME ON THOSE THAT MAKE THEIR LIVELIHOOD ON THESE MORALLY CORRUPT TRANSACTIONS!

Board of Governors of the Federal Reserve System
Division of Consumer and Community Affairs
20th and C Streets, N.W., Stop 801
Washington, DC 20551

(Arkansas, Iowa, Kansas, Louisiana, Minnesota, Mississippi, Missouri, Nebraska, Oklahoma, Tennessee, Texas, Wisconsin)

P
Lee summit, Missouri
U.S.A.

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